Personal Lending Associate

Base + Incentive This role is eligible for a competitive monthly incentive based on individual and company performance. The base salary offered within the posted range will be determined based on a variety of job‑related factors, including relevant skills, qualifications, experience, and internal equity. Salary is USD $18.00 – $22.00 per hour. Benefits All full‑time employees receive a generous benefits package in addition to their monetary compensation. Learn more about it today at Responsibilities and Duties Provide exceptional customer service by proactively solving problems, presenting loan solutions based on customer needs, and enthusiastically presenting all available sales products. Process credit loan applications and analyse credit & financial information for current and potential customers. Proactively contact customers with past‑due balances to offer possible solutions and resolve delinquency. Achieve consistent results by meeting or exceeding expected individual and branch goals related to the sale of company products and services. Learn federal, state, and local consumer application laws to ensure compliant actions. Maintain a cash drawer, including processing payments and delivering daily deposits to specified financial institutions. May perform additional functions depending on market demand and branch staffing to provide consistent quality customer service. Required Qualifications Minimum of one (1) year of experience in a customer service or sales position. High school diploma or equivalent. Reliable transportation required. Excellent written and verbal communication skills with the ability to communicate effectively with customers and company personnel. Working knowledge of Microsoft Office or similar programs with the ability to learn financial services programs. Ability to complete essential duties/functions in a timely, accurate manner. Demonstrated problem‑solving and interpersonal skills in demanding situations. Must obtain applicable, required licenses to sell insurance products offered to customers by the branch. Must perform work‑related tasks at the assigned branch location, except in the event of an emergency as determined by the company in consultation with applicable regulatory agencies. Preferred Qualifications Experience in cash handling, selling, and/or collecting. Some college coursework. Bilingual fluency in Spanish/English. Hours Of Work Monday, Wednesday, Thursday: 9:00 AM‑5:00 PM Tuesday: 9:00 AM‑7:00 PM Friday: 9:00 AM‑5:30 PM Saturday hours required seasonally and as business needs require. To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced. Physical Demands The employee is frequently required to sit for extended periods, reach with hands and arms, operate computer and phone systems, and talk or hear. The employee is occasionally required to move about and be physically present in the office. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities include close vision and the ability to adjust focus. Equal Opportunity Employer Statement Mariner Finance is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, creed, sex, gender, gender identity or expression, marital status, age, religion, national origin, sexual orientation, familial or caregiver status, citizenship status, status as a victim of domestic violence, medical condition, genetic information, pregnancy, physical or mental disability, or status as a disabled or Vietnam era veteran. Employee must be able to perform the essential duties/functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential duties/functions of their job, absent undue hardship. Drug/Alcohol/Smoke‑free workplace. Supplementary Information This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice. #J-18808-Ljbffr Mariner Finance