Life Insurance Agent (Licensed or Unlicensed)

Job Description

Job Description

Before you apply, watch these 2 short videos so you know exactly how this works:

1) FAQ:

2) Business Overview:

Done with capped hourly pay? This is a 100% commission, 1099 independent contractor role selling final expense and indexed universal life (IUL) insurance, with no base salary. Your income comes from the policies you write, and we train you to write them.

Innovations Financial is a life insurance sales floor in San Antonio. We help families get coverage, mostly over the phone, with carriers like Mutual of Omaha, Transamerica and Corebridge. Licensed or not, if you can talk to people and take coaching, we want to meet you.

What we provide

- Leads, so you're not paying to get on the phone

- Your pre-licensing course, paid for by us (up to a $200 value)

- A 12-module boot camp on the script, quoting, objections and underwriting

- Call reviews and hands-on coaching from an owner who still sells

- A desk on our San Antonio floor near UTSA

What you'll do

- Call families who asked about life insurance coverage

- Walk them through their options and find a plan that fits their budget

- Submit the application and help protect their family

How you get paid

Insurance carriers pay you a commission when a policy you wrote is issued. Some advance part of the first-year commission, and an advance can be charged back if the policy lapses early. Results vary, and we don't promise any level of earnings.

You'll fit here if you

- Come from sales, D2D, retail, restaurants, the military, or any job where you had to hustle. No insurance experience needed.

- Take coaching, show up every day, and can hear "no" without folding

- Have enough savings or side income to carry you through the first few weeks while you ramp up

Requirements

- 18 or older (state licensing requirement)

- A Texas life insurance license, or willing to get one. We walk you through it.

- Able to pass the state licensing background check

- San Antonio area: work from our office. Outside the area: remote may be possible for the right fit, decided on the interview.

Innovations Financial is a life insurance agency with a sales floor in San Antonio, TX. Our agents help families get final expense and IUL coverage, mostly over the phone. New agents get leads, a free pre-licensing course, a 12-module boot camp and hands-on coaching from an owner who still sells.

Company Description

Innovations Financial is a life insurance agency with a sales floor in San Antonio, TX. Our agents help families get final expense and IUL coverage, mostly over the phone. New agents get leads, a free pre-licensing course, a 12-module boot camp and hands-on coaching from an owner who still sells.