Underwriter II

Underwriter II San Diego, CA What you’ll do Responsible for analysis of personal credit reports, business bank statements, background checks, and other relevant business documents, data gathering and research Exposed to deal flow in a variety of industries including retail, leisure, restaurants, hospitality, healthcare, manufacturers, media, technology, and construction Act as a key participant in the underwriting process which includes analysis of credit reports, bank statements, and various other business documentation Research, analyze and provide background information on counterparties Communicate with sales organizations, sales managers, and merchants in both written and verbal form Assist in the negotiation of transaction terms and credit structure Responsibilities are subject to change to best suit the needs and interests of the business What we’re looking for Diploma required, college degree preferred Excellent verbal, written, and interpersonal communication skills with a strong sense of accountability Detail oriented with strong analytical skills Ability to evaluate industry trends, understand market dynamics and develop and defend recommendations Strong organizational skills and ability to multi‑task Ability and desire to work in a rapid‑paced environment Experience achieving metric and quality performance Additional Required Skills Working knowledge of Microsoft Suite Knowledge of financial principles and processes, experience with financial statement analysis Knowledge of federal, state, and local regulatory requirements Effective at communicating clearly and adaptability Experience with administrative tasks Strong interpersonal skills and professionalism Compensation Competitive base salary range of $55,800–$86,100 (good faith salary range to comply with applicable law). Final salary will be determined. Remote Applicants Consideration will be given to qualified remote candidates residing in states where Kapitus and/or one of its subsidiaries has an established physical presence. Benefits Health insurance: comprehensive medical, dental, and employer‑paid vision plans through UnitedHealthcare Flexible Spending Account: pre‑tax dollars for qualified out‑of‑pocket medical, dental, vision, pharmacy, or dependent care expenses Lifestyle Spending Account: employer‑sponsored post‑tax benefits reimbursing expenses related to physical, mental, and financial well‑being Company‑paid short‑term and long‑term disability insurance, vision insurance Voluntary insurance: supplemental life and enhanced short‑ and long‑term disability via Mutual of Omaha, Colonial Accident and Hospitalization coverage Paid maternity and parental leave beyond state‑mandated policies Commuter benefits: pre‑tax parking and commuter expenses LifeBalance Program: membership discounts on outdoor activities, arts, health, and fitness; additional perks include pet and car insurance discounts, LegalShield, relaxation and stress‑management tools Plum Benefits Discount Program: discounts on shows, travel, car rentals, and more Tuition reimbursement: up to $5,000 annually plus conference and career development opportunities Travel reimbursement for all work‑related travel Paid time off and sick time 401(k) plan with 25% company match up to 6% of salary #J-18808-Ljbffr Kapitus