Senior Credit Analyst

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. Senior Credit Analyst Full Time Columbia, SC, US 8 days ago Requisition ID: 1000 Position Overview- The Senior Credit Analyst is responsible for evaluating and making credit decisions on new business transactions in alignment with Navitas’ credit policies. This role also partners closely with our Broker Partners to support deal flow & maintain profitable broker relationships, while maintaining sound credit standards. Duties and Responsibilities Analyze financial statements, tax returns, credit reports, Dun & Bradstreet reports and other third Party information to determine the borrower’s creditworthiness. Complete financial spreads and PD templates as required by Navitas’ credit policies. Make credit decisions on transactions within assigned credit authority and make recommendations on transactions requiring local Credit Committee approval or UCBI Bank approval. Correspond with brokers, lessees, banks, and vendors as appropriate to answer specific questions, gain additional information and appropriately market Navitas Products. Maintain existing broker relationships. Assist with the development, implementation, and updating of broker programs Review funded transactions as required for auditing purposes Knowledge, Skills, and Abilities 4-year College or University degree preferred, or 5+ years related experience and/or training, or equivalent combination of education and experience. Previous equipment leasing/loan industry experience required Prior franchise lending experience is a plus Strong analytical and problem-solving abilities Excellent mathematical and financial modeling skills Highly organized with exceptional attention to detail Ability to prioritize, multitask, and work efficiently under tight deadlines Sound judgment in complex and non-standard scenarios Effective communication skills, including delivering difficult decisions professionally. Must be able to resolve problems from both internal and external sources. Ability to collaborate across teams and manage competing stakeholder needs. Additional Information: This is a full-time position This position requires minimal travel Disclaimer and Work Environment: We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state or local protected class. This position description is intended to describe the essential functions and general nature of the position and is not intended to be an exhaustive list of all duties, responsibilities, or qualifications. Management reserves the right to modify, assign, or remove duties and responsibilities at any time consistent with business needs. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions of the position. This job operates in a professional office environment. The role routinely uses standard office equipment such as computers, phones, copy machines, and printers. This position is classified as primarily sedentary and generally requires prolonged periods of sitting, as well as occasional standing, walking, bending, reaching, stooping, and use of hands and fingers to operate office equipment. The position may occasionally require lifting, carrying, pushing, pulling, or moving items weighing up to 20 pounds. #J-18808-Ljbffr Navitas Credit Corp