Mortgage Loan Originator - Home Ownership Center

Why Silverton Mortgage We are a people‑first organization that was voted a top place to work by the Atlanta Journal and Constitution and the Financial Services Industry. We believe in giving back through the Silverton Foundation. We offer extensive product lines and maintain an in-house loan process that gives us a competitive edge. We have fun! Schedule Schedule: Hybrid – 1 day per week in‑office Pay Pay: Compensation for this position is based solely on commission. Why Join Us At Silverton Mortgage, our team members recognize that home loans are as unique as the people who seek them and work closely with borrowers to find the right program to fit their specific needs. We guide borrowers through the entire loan process, from application to closing, managing all aspects in‑house. We take pride in giving back to the community through the Silverton Foundation, which provides mortgage and rent assistance programs to reduce financial and emotional burdens for families. We recognize our employees with awards such as: Earned 2022 & 2024 Top Workplaces Culture Excellence recognition for Innovation, Work‑Life Flexibility, and Compensation & Benefits issued by Energage and USA Today. Recognized in the Atlanta Business Chronicle for multiple years as one of the Best Places to Work, and as a Top Workplace in both the Atlanta Journal‑Constitution and Charlotte Observer. Competitive pay and benefits, 401(k) match, 10 holidays, PTO, Volunteer Time Off. What We Offer Weekly Sales Training: Review and open‑forum discussion of sales tactics, accountability, setbacks, and success stories, with group coaching. Product Training Lunch & Learns: Product launches, sales, and marketing training, including guides, system training, sales tactics, and marketing material overviews. President’s Club: Recognition for loan originators who meet the highest standards in sales and client satisfaction, with a paid all‑inclusive trip for the winner and a plus‑one. National Sales Calls & Rallies: Recap of monthly numbers and team goals, celebration of top performers, and opportunities for personal and professional growth. Annual In‑Person & Online 8‑hour Licensing CE: Customized CE delivered by Silverton, with in‑person and live‑streamed options. CRM: Automated marketing campaigns, SMS, and webphone tools to stay in touch with prospects and referral partners. Social Media: Silverton‑provided marketing materials and training on social platform growth and management; 1‑1 support available. Responsibilities and Duties Maintain active Mortgage Loan Originator licensure and keep current information in the National Mortgage Licensing System. Abide by Silverton’s company‑specific compliance policies, including Anti‑Money Laundering, Safeguard Governance, Regulation Z, Red Flag, RESPA, and other applicable policies. Meet production guidelines established by the Branch Manager. Origin the file, quote, and make the application; disclose within RESPA, Reg Z, and Fair Credit and Reporting guidelines; request all required documentation from the client. Communicate the loan process to borrowers, fully describing the borrower’s responsibilities during the application and loan term. Verify borrower information, complete the application review, and prepare the file for submission to underwriting, meeting all conditions. Submit files into processing. Self‑manage time and structure work hours when the company is open and consumers are available to ensure accessibility for borrowers and support staff. Generate your own leads; focus on referrals from existing customers and contacts, as Silverton does not provide leads to MLOs. Qualifications Meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including background checks and obtaining a Unique Identifier from the NMLS. Preferred minimum of 2 years of residential mortgage origination. Documented residential mortgage loan volume in the past 12 months. Established relationships with local referral networks. Clear, effective verbal and written communication across a variety of audiences. Strong computer skills and experience with loan originator software. Excellent time‑management skills. Silverton Mortgage is an equal‑opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status. Silverton Mortgage is committed to creating an inclusive workplace. Business Unit Silverton Mortgage #J-18808-Ljbffr Silverton Mortgage