Credit Analyst I

Credit Analyst I

Washington Financial Bank
Washington, PA (On-site)

Position Overview

Washington Financial Bank is seeking a detail-oriented and analytical Credit Analyst I to join our Credit Administration team. This role is an excellent opportunity for a recent graduate or an early-career professional looking to build expertise in credit analysis, financial statement review, risk assessment, and loan administration.


The Credit Analyst I supports lending and credit administration activities by analyzing financial information, evaluating creditworthiness, maintaining accurate documentation, and ensuring compliance with bank policies and regulatory requirements.


Key Responsibilities

• Analyze financial statements, credit reports, and other borrower information to assess credit risk and repayment capacity.
• Evaluate the short-term and long-term financial outlook of individuals and businesses seeking credit.
• Prepare thorough financial analyses, including ratios and supporting documentation.
• Support loan review and credit administration functions.
• Review loan files to ensure documentation accuracy and compliance with lending policies and regulatory requirements.
• Conduct quality control reviews of residential and third-party originated loans.
• Order and review credit reports, appraisal reviews, and related documentation.
• Verify employment, deposits, mortgage information, and other borrower data.
• Maintain department files, databases, logs, and documentation exception tracking.
• Assist in preparing management reports and summaries.
• Collaborate with lending, operations, and other departments to support efficient workflow and information sharing.
• Respond to internal and external inquiries in a professional and timely manner.
• Ensure compliance with all applicable banking regulations, policies, and procedures.

Required Qualifications/Skills

• Bachelor's degree in Finance, Business, or a related field required.
• Strong analytical and problem-solving abilities.
• Ability to interpret and analyze financial statements.
• Solid mathematical and data analysis skills.
• Effective written and verbal communication skills.
• Strong organizational skills and attention to detail.
• Proficiency with Microsoft Office applications and database systems.
• Previous credit analysis experience is not required.
• Relevant coursework, internships, or financial analysis training are a plus.
• Detail-oriented and highly organized.
• Comfortable working with financial data and documentation.
• Able to manage multiple priorities and deadlines.
• Committed to accuracy, compliance, and quality.
• Eager to learn and grow within the banking and financial services industry.

Work Environment

• Office-based position
• Primary location - Washington, PA
• Regular use of computer, telephone, printer, copier, scanner, and specialized software

Why Join Washington Financial Bank?

• Stable, community-focused financial institution
• Opportunity to contribute to visible, high-impact marketing initiatives
• Collaborative team environment
• Meaningful involvement in community and charitable programs
• A family-first company valuing employee work/life balance
• Competitive compensation and benefits package
• Affordable medical, dental, and vision coverage
• 401(k) plan with 5% employer match
• 11 Paid holidays
• 16 PTO days after 1st year and optional PTO purchase program
• Up to 2 paid community service days per year
• Employee discounts on products and services

Apply online at or by mail to 190 North Main Street, 4th Floor, Washington, PA

Washington Financial Bank is an Equal Opportunity Employer