USA_Consultant

Payment Consultant

Pay Rate Range: $53.57 - 55.14/hr. Role: Payment Consultant

Job Description: Advise clients or internal stakeholders on payment ecosystems including cards, ACH, wires, RTP, digital wallets, and cross border payments. Assess current payment capabilities and recommend roadmaps for modernization, efficiency, and scalability. Support payment product launches, expansions, and optimization initiatives. Provide thought leadership on industry trends, payment innovations, payment regulations and standards (e.g., PCI DSS). Identify payment related risks (fraud, operational, regulatory) and recommend mitigation strategies. Act as a trusted advisor to executives, product owners, operations teams, and external partners. Facilitate workshops, requirement gathering sessions, solution assessment and executive briefings. Translate complex payment concepts into clear, actionable business recommendations. Collaborate with technology teams on payment platforms, gateways, processors, and system integration, automation, and scalability. Collaborate and evaluate payment vendors, processors, fintech partners, and networks. Support payment system implementations, upgrades, and integrations. Analyze market trends such as real-time payments, open banking, embedded finance, and fraud prevention advancements. Provide insights to inform business strategy and investment decisions. Optimize payment success rates, authorization flows, reconciliation, and settlement. Advise on integrating payment platforms with BSS, CRM, mediation, and ERP systems. Ensure compliance with telecom regulations, tax rules, PCI DSS, and data privacy requirements. Support revenue assurance, billing accuracy, leakage prevention, and audit readiness. Advise on fraud risk across payments, roaming, subscriptions, and promotions. Collaborate with finance and business teams on customer disputes, chargebacks, and credit risk.

Essential Skills: Strong experience with Telecom billing models (prepaid, postpaid convergent) Charging, rating, mediation, and invoicing Payment integrations and digital channels Deep knowledge of payment rails and models Card payments (credit, debit, prepaid) ACH and wires Real time payments Digital and mobile payments Skills: Retail Payments Experience Required: 10 & Above