Financial Analysis, Vice President - Chase Auto
JPMorgan Chase & Co.
Job Description
Step into a leadership finance role where your insights directly shape portfolio decisions and business outcomes. You will partner closely with senior leaders and cross-functional teams to turn performance drivers into actionable recommendations. You will also help modernize how profitability insights are delivered by improving reporting, dashboards, and automation.
As a Vice President, Financial Analysis in Chase Auto Finance and Business Management, you will lead end-to-end profitability management for the consumer business, including forecasting, budgeting, reporting, and analytical storytelling.
You will own and evolve profitability analysis across key drivers and ensure alignment to planning and management reporting routines.
You will deliver clear executive commentary, quantify key performance levers, and translate insights into decision-ready recommendations that help leaders optimize returns across the portfolio life cycle.
You will build business cases for initiatives and product changes, including scenario design and sensitivity analysis to support approval decisions.
You will drive alignment with partners across the consumer management team, credit decisioning and risk, pricing, and product to ensure assumptions and metric definitions are consistent and durable.
A key part of the role is continuously improving reporting and insight delivery through stronger controls, streamlined processes, dashboards, and automation.
Job responsibilities:
- Lead end-to-end profitability management, including forecasting, budgeting, reporting, and executive storytelling.
- Own and evolve profitability analysis across revenue, margin, expenses, and credit loss components (as applicable).
- Lead monthly and quarterly performance routines, including close understanding, outlook updates, and variance drivers.
- Identify and quantify key profitability levers (volume, price, mix, losses, unit costs, investments) and convert findings into decision-ready recommendations.
- Build business cases for initiatives and product changes, including scenario design and sensitivity analysis.
- Create and maintain templates, models, and schedules that improve consistency, transparency, and speed of analysis.
- Partner with senior leaders to deliver executive-ready narratives, trade-offs, and recommended actions.
- Align with credit decisioning and risk partners on risk appetite, performance signals, and policy impacts.
- Partner with pricing to quantify the profitability impact of pricing actions and competitive moves.
- Translate product roadmap decisions into forecast and budget impacts, investment cases, and measurable outcomes.
- Improve management reporting, dashboards, controls, and automation to reduce cycle time and increase confidence in results.
Required qualifications, capabilities, and skills:
- Bachelor’s degree in finance, accounting, economics, or a related field
- 7+ years of leadership experience in financial analysis, forecasting, budgeting, and management reporting
- Demonstrated experience owning profitability analysis and communicating drivers, trade-offs, and recommendations to senior stakeholders
- Experience leading monthly and quarterly performance routines, including variance analysis and executive commentary
- Experience building business cases, including scenario analysis and sensitivity analysis
- Advanced Microsoft Excel skills and experience maintaining financial models and standardized templates
- Ability to influence across multiple stakeholders and drive alignment on assumptions and metric definitions
- Strong written and verbal communication skills, including executive-ready storytelling
Preferred qualifications, capabilities, and skills:
- Experience supporting consumer lending or auto finance business
- Experience designing dashboards and key performance indicator reporting (for example, in Tableau or Microsoft Power BI)
- Working knowledge of Structured Query Language (SQL) for analysis and data validation
- Experience improving reporting cycle times through automation and process redesign
- Familiarity with emerging analytics tools (including artificial intelligence-enabled workflows) to enhance reporting and insight delivery
- Experience partnering closely with pricing, risk, and product teams in a matrixed environment
- Experience strengthening controls and documentation to improve transparency and confidence in results
Additional Information: To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance.
About Us
Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.
Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting and proactively manage risk. By providing information, analysis and recommendations to improve results and drive decisions, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.
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