Mortgage Loan Underwriter
Coastal Credit Union
Mortgage Loan Underwriter Location: Raleigh, NC. Hybrid, must live locally. Two days a week in office. Job Summary The Mortgage Loan Underwriter is responsible for fully evaluating the mortgage loan application and documentation to determine borrower eligibility based on creditworthiness, income, assets, and property. The Underwriter ensures all loans meet Coastal, investor, regulatory and agency guidelines. Responsibilities (40%) Loan Application Review and Risk Assessment – analyze borrower financials, income, credit history, assets, and property details to assess risk and determine loan eligibility. (25%) Decision Making and Conditions Management – issue loan approvals, suspensions, and denials based on thorough risk analysis. (15%) Compliance and Regulatory Adherence – ensure loans meet applicable federal, state, and agency regulations including TRID, ATR/QM, Reg B and fair lending. Maintain up-to-date knowledge of underwriting guidelines and changes in industry standards. (10%) Collaboration and Communication – work closely with operations and sales to facilitate a timely loan closing. Provide clear explanations for underwriting decisions and provide input on complex loans. (10%) Pipeline Management – maintain service level agreement and internal and regulatory requirements. Qualifications Experience: Five years in mortgage underwriting experience Active VA and FHA underwriting credentials preferred One year of prior Encompass experience Education: High school diploma or equivalent Physical, Cognitive, Social Requirements Must be able to learn and retain information; remain in a stationary position; constantly operate a computer; and converse with others on a continual basis. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Coastal Federal Credit Union is committed to providing reasonable accommodations to applicants who may have disabilities. If you need special assistance or an accommodation in applying for employment, please contact our HR department at View email address on click.appcast.io. Request for reasonable accommodation will be considered on a case by case basis. VEVRAA Federal Contractor Equal Opportunity/Affirmative Action Employer Minority/Female/Disability/Veterans #J-18808-Ljbffr
$18.93 - $29.6 per hour
...Mortgage Loan Originator The Mortgage Loan Originator (MLO) is responsible for soliciting, structuring and closing 1-4 family real... ...payments in a timely manner Submit complete loan files to underwriting Maximize bank profitability through appropriate pricing of...SuggestedHourly payLocal area$102.96k - $125.84k
...UMB's mortgage team was started in 2013 when UMB made the decision to bring the entire mortgage process in-house. UMB's mortgage team has... ...0 or more years. The mortgage sales team, in which the Mortgage Loan Originator is a part of, is vital in attracting new clients to the...SuggestedLocal areaFlexible hours$26 - $36 per hour
...Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed... ...Essential Duties: Decisions full range of mortgage loans, preferably including FHA loans. Review all mortgage applications...SuggestedHourly payWork experience placementLocal area- ...Join a Winning Team as a Loan Originator – 100% Remote! At iServe Residential Lending , we don’t just offer loans—we empower dreams! With a robust portfolio of loan programs, awesome pricing, and an unstoppable "can-do" culture , we’re here to fuel your success and help...SuggestedFull timeWork at officeRemote work
- ...full-service credit union, is currently seeking an experienced Mortgage Loan Originator to join their lending team. The position will be... ...of available loan products, processing procedures and underwriting guidelines. Prospect and network, building relationships with...SuggestedTemporary workLocal area
- ...-wide lending brands; Capital Bank Home Loans and OpenSky, a credit card division that... ...Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new... ...annually with a 50 state platform, in house underwriting and closing, and excellent pricing and...Work experience placementCurrently hiringWork at officeRemote workWork from homeHome office
- ...shift (United States of America) Please review the following job description: Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services...Full timePart timeWork at officeLocal areaShift workDay shift
- ...A leading fintech lender based in Raleigh, NC is seeking results-driven Loan Originators to join their growing team. The ideal candidates will have a proven track record of achieving substantial monthly origination volume, excellent client engagement skills, and experience...
- State Employees' Credit Union is seeking a Loan Underwriter I to perform comprehensive underwriting of mortgage and HELOC files, ensuring accuracy and adherence to credit union policies and regulatory guidelines. You will assess creditworthiness, communicate decisions...Remote job
- ...real estate investors. Our suite of products includes bridge loans, value-add loans, new construction loans, and permanent portfolio... ...Alignment Partner with internal teams such as Processing, Underwriting, and Valuations to ensure smooth and timely loan processing. Act...Permanent employmentTemporary work
- ...Jobot is seeking a Senior Mortgage Underwriter to turn homeownership dreams into reality. You will underwrite Conventional, FHA, and VA loans, submit files in automated underwriting, and present decisions to the loan committee in a fast-paced, collaborative environment...Remote work
- ...Company Merchants Mortgage & Trust Corporation (“MMTC”) is a private real estate lender headquartered in Denver, Colorado. MMTC specializes in short term residential bridge loans for Fix & Flip investors, commercial loans, construction loans and rental property loans....Temporary workWork at officeRemote work
$86.25k - $158.13k
...contribute to the company’s success. As an Underwriter III - Commercial within PNC's Regional... ...elevated approval authority. Prepares loan offerings for all types of transactions... ...role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or...Full timeTemporary workPart timeWork experience placementWork at office$91k - $202.8k
...contribute to the company’s success. As an Underwriter IV within PNC's Business Credit/... ...collateral strength and financial worthiness of loan/transaction parties. If relevant,... ...role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or...Full timeTemporary workPart timeWork experience placementWork at officeRemote workWork from home- A leading fintech lender based in Raleigh, NC is seeking results-driven Loan Originators to join their growing team. The ideal candidates will have a proven track record of achieving substantial monthly origination volume, excellent client engagement skills, and experience...
- ...Job description Loan Officer / Mortgage Retail Sales Manager – Remote, Hybrid, or In-Office About the Opportunity Our client is a nationally... ...guidelines). Operational support: Centralized/local processing and underwriting resources to assist with loan pipeline management. Product...Work at officeLocal areaRemote work
- Eliassen Group seeks a Regulatory Reporting - Product Owner to modernize Call Reporting data and processes focused on FR Y-9C, FR Y-14A, FR Y-14M, FR Y-14Q. Own product vision, backlog, and governance across releases with enterprise stakeholders. You will lead Agile delivery...
$62.7k
...characteristics to assess risk for a book of business consisting of standard small and mid-sized clients in conformance with established underwriting policies, practices, and standards. May prepare a variety of reports to support developed rating actions. The incumbent will...Contract workFor contractorsWork at officeLocal area- ...Criterion Executive Search is seeking a Commercial Binding Authority underwriter to work in the Carolinas and surrounding areas. This role involves helping build the organization and establishing a new branch. The position allows remote work but is limited to the Carolinas...Remote work
$62.7k - $94.62k
...to feel included, respected, and empowered to perform at their best. Essential Job Functions And Responsibilities Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite. Develops and implements risk assessment...Full timePart timeSeasonal workWork at officeRemote work- ...A leading insurance firm is seeking a Trucking Underwriting Specialist to manage a portfolio of logging and forestry trucking risks. Responsibilities include underwriting new and renewal submissions, evaluating risks, and collaborating with agency partners. Candidates...
- ...Amerilife Group, LLC in North Carolina is looking for an insurance Underwriter to evaluate and negotiate insurance risks. The role involves managing complex cases while ensuring exceptional service and maintaining communication with agents and carriers. The ideal candidate...
- ...in Fayetteville, Raleigh, or Wilmington, NC. This Commercial Underwriter II supports the commercial lending team by underwriting at an... ...information to determine borrower risk ratings and appropriate loan structuring. Assesses and communicates risks to assist department...Work at office
- A leading construction insurance provider is seeking a Large Account Underwriting Specialist to join their remote team. The ideal candidate will have a bachelor's degree and 5-7 years of underwriting experience in commercial lines. Responsibilities include managing large...Remote work
- ...TowneBank Mortgage Loan Officer Serving Others. Enriching Lives. Our member-centric approach empowers our team members to build... ...into Loan Origination Software (LOS). # Utilizes automated underwriting systems (AUS) to obtain credit recommendations. # Communicates...Work at office
- ...workplace culture where all employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Mortgage Loan Officer within PNC’s Mortgage organization, you will be based in North Carolina (Raleigh‑Durham, Wilmington, Charlotte, Winston‑...Full timeTemporary workWork experience placementWork at office
- ...culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a Mortgage Loan Officer within PNC's Mortgage organization, you will be based in North Carolina which could include Raleigh-Durham, Wilmington,...Work experience placementWork at office
- ...JPMorgan Chase in Raleigh, NC is seeking a Senior Home Lending Advisor to guide clients through the mortgage process, act as the primary contact, and coordinate with the Home Lending team to deliver a superior customer experience. The role requires mortgage lending experience...
- ...Primary Residential Mortgage, Inc. is seeking an experienced and motivated Loan Officer to join our growing retail team. This role is ideal for a self-driven mortgage professional who excels at building relationships, originating business, and delivering an exceptional...Local area
- ...responsibilities include the solicitation and origination of mortgage, real estate related and other HomeTrust Bank loan products. The incumbent counsels borrowers to... .... Prequalifies borrowers using standard underwriting procedures. Counsels customers on home buying...Work at officeLocal area
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