Floorplan Underwriter

Senior Floorplan Underwriter

About the Opportunity

Atrium is partnering with a respected commercial finance company that provides inventory financing and floor plan lending solutions to businesses across the U.S. This is an excellent opportunity for an experienced commercial credit professional who enjoys analyzing complex credit transactions, working with dealer-based lending relationships, and making sound underwriting decisions.

What You'll Do

• Analyze and underwrite commercial credit facilities, with a focus on inventory finance and floor plan lending
• Review financial statements, tax returns, cash flow, collateral, and overall credit risk
• Prepare clear and concise credit recommendations and approval memos
• Structure and evaluate revolving credit and asset-based lending facilities
• Support large commercial transactions, typically $10MM+
• Review loan documentation, UCC filings, and collateral-related materials
• Monitor existing relationships and assist with credit line increases, renewals, and risk reviews
• Partner with internal teams, leadership, and external stakeholders to support lending decisions
• Present credit findings and recommendations to senior management and credit committees

What We're Looking For

• 5+ years of experience in commercial lending, credit underwriting, or credit analysis
• Direct experience with commercial floor plan lending (required)
• Experience underwriting commercial credit facilities of $10MM or more
• Strong understanding of inventory finance, revolving credit facilities, and asset-based lending
• Ability to analyze financial statements, tax returns, cash flow, liquidity, leverage, and collateral
• Experience writing credit memos and presenting credit recommendations
• Strong communication and organizational skills
• Proficiency with Excel, Word, and Outlook

Compensation $95,000 to $105,000 | Direct Hire

Education Requirements

Bachelor’s degree in Accounting, Finance, Business Administration, or a related field preferred.

Benefits

If eligible under the ACA, medical, dental and vision benefits and time off in accordance with local paid sick time laws will be offered. Additional benefits may include paid holidays, a 401(k)-retirement plan, life insurance, disability coverage, and an employee assistance program, where applicable. Other compensation programs may include overtime, shift differentials, bonuses, commissions, or other incentive compensation, where applicable.

Commitment to Diversity

As a woman-owned firm, we value diversity. We are an equal opportunity and affirmative action employer and will consider all applications without regard to race, sex (including gender, pregnancy, sexual orientation and gender identity), age, color, religion or creed, national origin or ancestry, veteran status, disability (physical or mental), genetic information, citizenship or any other characteristic protected by law. We will ensure that individuals with disabilities are provided with reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Candidates who apply for roles through the Atrium website will be added to our candidate pool and may be considered for additional roles of a similar title. Please to request an accommodation.

EOE/M/F/D/V/SO

Applicant Communication Consent

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