Mortgage Lender

RESPONSIBILITIES #LI-Hybrid Originate HELOCs (Home Equity Line of Credit), portfolio loans, and fixed rate loans which are sold in secondary market including purchases and refinances Initiate and Execute revenue generating activities including business development, customer and referral relationship development, community outreach, schedule/attend closing (if applicable) and financial education with documentation in CRM software Manage pipeline and customer expectations through communication throughout the loan process Structure loans according to customer goals and overall credit acceptance practices utilizing the 5 C's of credit for pre-qualifications and active loan requests Collect, analyze and communicate with borrower the initial required information needed to process/underwrite a loan including income/assets, credit and collateral related documentation to determine qualification through the Automated Underwriting System (AUS) Prepare write up of borrower request and any unique characteristics of the loan to assist future loan partners with assistance from regional leader or mentor and obtain appropriate loan approval. Cross sell additional bank products and services as well as provide constructive financial counseling and plan for future loan requests Perform tasks on loan files to comply with Freddie Mac guidelines, Mortgage Insurance guidelines or specific product requirements and bank specific details such as ordering PMI, interest rates, rate locks and in the event of denied/withdrawn applications, adverse action Review and communicate explanation of loan disclosures including the Loan Estimate and Closing Disclosure Maintain awareness of and adhere to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks Deliver a consistent, high level of service within our Serving More standards Other duties as assigned

COMPETENCIES

Interpersonal/Customer Service Skills Written and Verbal Communication Ability to understand and follow directions Adaptable to change Basic Computer Skills Ability to influence others Ability to build collaborative relationships Ability to work as part of a team Organized Skills/Detail Oriented Analytical Thinking Technical Expertise

ADDITIONAL INFORMATION

This position is non-exempt and full-time. Responsibilities may extend beyond traditional office hours; seven days a week and evening hours are at times required. Associates will respond to internal and external stakeholders as needed to successfully progress the loan to closing.

EDUCATION - CERTIFICATIONS - WORK EXPERIENCE

High School diploma or equivalent required 2+ years retail banking/lending or mortgage underwriting field preferred NMLS or ability to be licensed within 30 days

SCHEDULE

This position is exempt and salary. A minimum 37.5 hours is required to maintain eligibility for full-time status. Responsibilities extend beyond traditional office hours; seven days a week and evening hours are at times required. Associates will respond to internal and external stakeholders as needed to successfully progress the loan to closing. Frequent overtime may be required during peak hours. A flexible work arrangement is available for this position. Travel will be required to meet with clients, Realtors, Community Leaders, visit various markets and regional offices. This position must be able to remain in a stationary position a maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be in constant communication with coworkers, customers, or stakeholders to discuss and observe facts and data in order to exchange accurate information.

EQUAL OPPORTUNITY EMPLOYER

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr Park National Corporation