Product Manager

Overview At AssuranceAmerica, we are a growth-oriented organization committed to innovation, agility, and continuous development. We foster a collaborative environment where associates learn, contribute strategically, and impact the business. This is an opportunity to join a fast-moving organization that is a leader within the nonstandard auto insurance market. The Product Manager role is based in a hybrid setting at the Atlanta headquarters. Responsibilities Strategy & Growth: Develop and execute data-driven strategies to achieve profit, growth, and retention targets for auto insurance products within assigned state(s). Product Development: Define features, manage the product lifecycle, create specifications, and coordinate with IT and other business units to achieve successful implementation. Pricing & Underwriting: Analyze data to develop and adjust pricing, underwriting guidelines, and coverage plans, balancing innovation with financial soundness. Market Analysis: Research market trends, competitor actions, and regulatory changes to ensure products are priced competitively and to identify opportunities and risks. Cross-Functional Collaboration: Partner with Actuarial, Underwriting, Claims, Sales, Marketing, IT, Legal, and external stakeholders such as agents, vendors, and regulators. Regulatory Compliance: Develop and manage state rate, rule and form filings, interact with State Insurance Departments, and ensure adherence to state regulations. Performance Monitoring: Track KPIs (loss ratio, retention, growth) and implement corrective actions. Additional context: This role functions as a cross-functional leader and strategic connector across the organization and will work on Renters H-O4 as part of portfolio responsibilities. Qualifications Required: Minimum 3 to 5 years’ experience running full P&L over a state or group of states. Significant knowledge of filing laws, actuarial principles, rate structures, and policy form construction. Strong analytical skills for data-driven decisions. Excellent communication and influencing skills. Bachelor’s Degree. Preferred: Minimum 8 years’ experience running full P&L over a state or group of states. Master’s Degree. Professional industry designations (e.g., CPCU). Actuarial/Pricing background. Core Competencies: Excellent verbal and written communication skills; demonstrated team building and collaboration skills; advanced analytical and spreadsheet skills (e.g., Excel, Word, SAS, and related software). We strive for excellence in serving our policyholders and agents and have since 1998. We direct 5% of our earnings to fight homelessness, which gives hope with every policy purchased. We are direct, results-driven, and dedicated to the success of our business and each other. #J-18808-Ljbffr