Life Underwriter

In this role, you will help financial professionals and insurance carriers reach favorable underwriting solutions through: Expert medical, financial, and avocational underwriting consultation to teammates and financial advisors. Managing case capacity considerations, health, and financial justification factors throughout the underwriting process. Effective negotiation with insurance carrier underwriters. Strong support from your BUI teammates to thrive in your role, including one-on-one mentorship and access to various educational training opportunities. What You'll Do Preliminary (Informal) Underwriting Provide preliminary assessments before submitting to the insurance carrier. Help Advisors determine which carriers are most likely to approve the case and at what rate class. Review underwriting data (medical records, lab results, financial reports and other data) to evaluate risk and audit carrier categorization of applicants into risk classes (e.g., Preferred, Standard, Substandard). Help smooth out communication, clarify requirements, and push cases forward. Have in-depth knowledge of multiple carriers’ underwriting guidelines. Recommend the best fit for tough or impaired-risk cases. Help place more cases by improving the chances of case approvals. Provide strategies on how to structure the case for best underwriting outcomes. Who We’re Looking For Skilled communicator with excellent interpersonal abilities. 3+ years of life insurance underwriting experience. Strong familiarity with impaired risk cases and carrier-specific niches. Self‑motivated and proactive with a strong drive for results. Highly organized and disciplined with a structured approach to work. FALU, FLMI, CLU, life insurance license and other industry certifications a plus. About BUI BUI is a premier wholesale distributor of life insurance, long-term care insurance, and annuities. We work exclusively with financial professionals—financial advisors, career agents, CPAs, employee benefits advisors, and property & casualty agents—helping them deliver top-tier wealth protection and transfer solutions to their clients. Through access to industry-leading carriers, cutting‑edge technology, and a team of advanced planning specialists, BUI empowers advisors to provide high‑quality solutions tailored to their clients' needs. Why Join BUI? Client-First Thinking – Every recommendation prioritizes the clients' best interests. Exceeding Expectations – We set high standards and consistently deliver exceptional service. Accountability & Autonomy – We take responsibility for outcomes and work independently to meet our commitments. Professionalism & Collaboration – We succeed together by fostering strong partnerships and delivering expert guidance. Structured & Organized Execution – Our methodical approach ensures consistency, efficiency, and reliability. What We Offer Numerous Additional Voluntary Benefit Plans Retirement Plan with Generous Company Match (vested on day one) Ready to Join a Winning Team? If you are a motivated professional looking to build meaningful relationships and make positive impact in the financial services industry, apply today! #J-18808-Ljbffr