AVP, Personal Lines / Sr. Product Manager - Jacksonville, FL

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AVP, Personal Lines / Sr. Product Manager - Jacksonville, FL

Product Development Full Time Management Jacksonville, FL, US

Join our collaborative team where your expertise will directly influence company-wide strategy and performance. Stillwater Insurance Group is seeking an AVP, Personal Lines / Sr. Product Manager (Residential) to serve as a strategic leader and trusted business partner, working closely with executive leadership to drive profitable growth and product innovation.

This highly visible role provides the opportunity to collaborate across multiple business functions and product lines while maintaining primary responsibility for the Company's residential property portfolio. Enjoy the autonomy and impact of a smaller company, with the support and stability of a national carrier.

Why Stillwater?

Stillwater Insurance Group is a national, admitted, AM Best and Demotech-rated, mid-sized P&C insurance company offering a variety of home, auto, and commercial insurance products across all 50 states. We are headquartered in Jacksonville, Florida, with additional offices in New York and Omaha, Nebraska. As a leading national carrier, we are proud to provide insurance solutions nationwide, with a strong reputation for stability and service.

This is an in-office position located in Jacksonville, Florida.

At Stillwater, our employees consistently describe us as a great company with great people, where honesty and integrity are top priorities. As a team member, you will have the opportunity to make a difference every day, contribute to the company's growth, and engage with emerging technologies. With a focus on coaching, development, recognition, and professional growth, we offer the advantages of working in a small, collaborative team environment, backed by the resources and reach of a national carrier.

POSITION SUMMARY

The AVP, Personal Lines / Sr. Product Manager (Residential) will lead the strategic development, competitive positioning, rate adequacy, and financial performance of residential property insurance products, including homeowners, dwelling fire, and California earthquake lines of business.

The successful candidate will own the full product lifecycle, partner with senior leadership, and lead a small team focused on driving product innovation, profitability, and market competitiveness, with an emphasis on homeowners insurance.

PRINCIPAL DUTIES AND RESPONSIBILITIES

• Oversee the strategy, development, implementation, and performance of personal lines insurance products, with a focus on homeowners insurance.
• Manage the full product lifecycle, including product enhancements, pricing initiatives, rate and form changes, and regulatory filings.
• Analyze product profitability, loss trends, market conditions, and competitive positioning to identify opportunities for improvement.
• Collaborate with actuarial, underwriting, claims, regulatory, technology, and other departments to execute product initiatives.
• Ensure compliance with state regulatory requirements and oversee regulatory filings.
• Lead and develop a small team, providing guidance on product priorities, execution, and professional growth.
• Utilize data, reporting, and technology to enhance product decisions, operational efficiency, and portfolio performance.
• Contribute to broader product strategy and organizational growth initiatives.

MINIMUM JOB REQUIREMENTS

• Demonstrated ability to influence senior leaders and effectively lead cross-functional initiatives involving underwriting, actuarial, claims, compliance, and technology teams.
• Bachelor's degree in Finance, Business, Actuarial Science, or a related field. Advanced degrees or industry designations such as CPCU are preferred.
• 7+ years of progressive experience in product management, product development, pricing, underwriting, or related functions within the P&C insurance industry.
• Proven experience in personal lines property and casualty insurance, ideally with homeowners or residential property products.
• Background in insurance product management, product development, pricing, underwriting, or actuarial analysis.
• Strong understanding of insurance pricing, rate and form filings, regulatory requirements, and product profitability.
• Excellent analytical skills with the ability to translate data into actionable business decisions.
• Strong proficiency in Microsoft Excel and a working knowledge of database and reporting concepts.
• Experience with Power BI, Tableau, or other data visualization tools is a plus.
• Excellent verbal, written, and presentation communication skills.

Why You'll Thrive Here

• High visibility with executive leadership.
• Opportunity to directly influence company strategy and profitability.
• Broad impact across product, pricing, underwriting, actuarial, and analytics functions.
• Small-company agility with the resources and stability of a national insurance carrier.
• Collaborative culture focused on coaching, development, recognition, and career growth.

Employment offers are contingent upon the successful completion of a background investigation and pre-employment drug screening.

Stillwater Insurance Group is a drug-free workplace and an Equal Opportunity Employer.