Mortgage Loan Processor

Job Description

Job Description

Note: We are filling one Mortgage Loan Processor opening at the credit union. This position could be based at various Beacon locations in Indiana with available office space.  RoleTo complete mortgage loan file from application to closing while working collaboratively with the Mortgage Loan Originators to provide prompt, accurate, and courteous service to members, vendors and credit union staff. Major Duties and ResponsibilitiesReviews mortgage application and generates disclosures from loan origination system for compliance with regulatory guidelines. Ensures pricing and fees are accurately reflected on each transaction. Obtains and reviews all necessary appraisals, title and tax certificates, credit documents, mortgage and hazard insurance, HOA certificates and other documents as required.Assumes primary responsibility for the loan and proactively communicates with members, internal staff, realtors, title companies, etc. to respond to inquiries, resolve problems and communicate that required documentation is received and underwriting decisions are clearly communicated.Reviews final underwriting for final stipulations, requests homeowner's insurance and re-verification of employment, and reviews title for outstanding property taxes and liens and expiration date. Prepares and coordinates approval of final closing disclosure with title companies. Prepares and sends mortgage loan closing documents prior to closing deadline.Performs other duties as assigned.Position QualificationsThree to five years of loan or related banking experienceHigh school diploma or HSE equivalencyExcellent computer skills (Word, Excel)Ability to communicate (both oral and written) using courtesy, tact, and diplomacyExcellent member service skills both internally and externallyAbility to work independently with little or no supervisionExtremely detail-orientedExcellent time management skillsStandard position hours are 8:15 a.m. to 5 p.m. Monday through Friday. Available Benefits Include:- Health, dental and vision insurance- Paid time off- 401(k) match- Incentive/bonus program- Tuition reimbursement- and more! Why Beacon?At Beacon, you're more than just an employee. You're part of a supportive, values-driven community that truly cares. Whether you're drawn by our strong team culture, opportunities for growth in business and finance, or the chance to make a real difference in members' lives, Beacon offers a career with purpose. Our team loves helping people, solving problems, and building meaningful relationships, all while enjoying great benefits, a healthy work-life balance, and a positive, family-oriented environment. Join Beacon where people matter and every day is an opportunity to grow, serve, and thrive.