BSA/AML Case Analyst

BSA/AML Case Analyst

It Starts With Our Employees

FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work.

What You'll Do

The BSA/AML Case Analyst is responsible for conducting and dispositioning mid-risk and continuation case investigations using a risk-based approach within Verafin, performing detailed research and documentation to determine whether activity can be mitigated or requires a SAR filing. This role includes writing SARs, escalating high-risk cases to leadership, and ensuring thorough record retention for audits and regulatory reviews.

This opportunity is open to flexible work options including a hybrid or remote set up.

Core Contributions

• Investigate Tier 1 Cases and manual referrals using Verafin's BSA/AML monitoring system, incorporating internet research, database queries, negative media screening, and internal system reviews.
• Determine whether identified activity is suspicious, and if so, assess the level of BSA/AML risk. Provide recommendations to management on whether activity should be escalated for law enforcement referral or reviewed for potential account closure.
• Coordinate with various business lines including Retail Banking, Business Banking, Fraud, Legal, and Regulatory Compliance, to gather supporting information and properly disposition cases.
• Issue Requests for Information (RFIs) to internal business partners in Retail Banking, to validate or substantiate member activity.
• Write and submit Suspicious Activity Reports (SARs) and Continuing Activity SARs within Verafin, ensuring accuracy and compliance with FinCEN requirements and internal deadlines.
• Escalate any high-risk cases (e.g., terrorism, human trafficking, negative media, employee account concerns) immediately to the BSA/AML Compliance Officer or Assistant Manager BSA/AML High Risk Operations.
• Assist in processing 314(a) and 314(b) information-sharing requests in accordance with FinCEN guidelines, including validating request legitimacy and documenting all shared information.
• Provide subject matter expertise and training support to junior analysts, specialists, or contractors.
• Stay current on regulatory developments and participate in ongoing BSA/AML training. Support the BSA/AML Compliance Officer in ensuring FourLeaf's compliance and reducing risk exposure.
• Perform additional duties or special projects as assigned by management in support of the BSA/AML program and broader compliance functions.

Assets You Will Bring

• Bachelor's Degree preferred or equivalent experience.
• 3+ Years of experience working in a relevant field (i.e. BSA/AML, law enforcement, fraud, forensic accounting, or financial crime compliance) required.
• At least 1 year of previous SAR writing experience required.
• CAMS or qualified to apply and obtain CAMS certification within 6 months.
• Verafin and Fiserv DNA experience (a plus, not required).

The estimated salary for this role is $31.93 to $38.32 per hour. FourLeaf Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision coverage; life and disability insurance; voluntary benefit programs; a 401(k) plan with employer match; reimbursement and wellness programs; and an annual performance-based bonus. In addition to the salary or hourly rate listed above there may be other compensation & benefits available.

What Sets Us Apart?

In addition to our comprehensive benefits, we invest in employee connection and well-being through:

• Competitive 401(k)
• Tuition and fitness reimbursement programs
• Flexible work options
• Volunteer opportunities
• Executive "Water Cooler Chats"
• Clubs, sports, and social events
• Food truck days

…and more!

Who is FourLeaf?

FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child's first savings account, FourLeaf is here to help you reach your financial goals.

We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America's Greatest Midsize Workplaces 2025, and Fortune's Best Workplaces in Financial Services & Insurance 2024.

As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.