Senior Software Engineer - Payments
$180k - $225kRecruiting from Scratch
Recruiting from Scratch provided pay range This range is provided by Recruiting from Scratch. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $180,000.00/yr - $225,000.00/yr Direct message the job poster from Recruiting from Scratch The company is a leading AI-driven lending platform partnering with banks and credit unions to expand access to affordable credit. By combining advanced machine learning with modern product experiences, the company helps borrowers navigate the full lifecycle of their loans with clarity, transparency, and ease. We are now building a brand-new Payments Team within Servicing — and we’re hiring the founding engineers. About the Role We’re seeking a Senior Software Engineer to join our new Payments Team and help build the systems that move millions of dollars every day. In this role, you will design and build the features that guide borrowers from origination through final payment — ensuring accuracy, transparency, and simplicity at every step. You will work across the stack, own critical integrations, and set engineering standards for correctness, observability, and reliability. This is a high-impact area where the quality of your engineering directly affects revenue, losses, and customer trust. What You’ll Do Design and build full-stack features including new payment workflows and borrower-facing experiences. Own integrations with payment processors and infrastructure partners. Establish engineering standards for idempotency, correctness, observability, and reliability. Lead cross-functional delivery with Product, Analytics, and Operations. Drive architectural decisions for workflow engines, exactly-once semantics, and payment platform abstraction. Write clean, extensible APIs in a microservices environment. How the Role Will Grow Become the go-to expert on payment rails, NACHA rules, ACH return codes, card processing, and operational excellence. Lead multi-team initiatives. Own the payment platform abstraction layer, define boundaries, set the standards for workflow orchestration, idempotency, and exactly-once behavior. Who You Are 7+ years of engineering experience. Full-stack engineer (roughly 50/50 or 70/30 backend-leaning). Strong experience with Ruby on Rails , React , Next.js , Vercel , and Postgres . Product-focused engineer who leads projects end-to-end. Experienced collaborating with technical and non-technical partners. Skilled in writing clean APIs and building in a microservices environment. Payments knowledge is highly valuable: ACH, NACHA, debit/credit rails, webhooks, ledgers, idempotency, retries, refunds, reconciliations. Why this role? Mission-critical ownership: You will own the systems that move money — directly impacting revenue, losses, and customer experience. Exactly-once semantics, reconciliation correctness, webhook reliability, and multi-processor failover at scale. Accelerated career growth: Become the company’s payments domain expert with clear pathways to Staff+, Tech Lead, or Engineering Manager roles. Who is Recruiting from Scratch: Recruiting from Scratch is a talent firm that focuses on placing the best candidate for our clients. Our team is 100% remote and we work with teams across North America, South America, and Europe to help them hire. #J-18808-Ljbffr
$140k - $205k
...remotely one day. A member of our recruitment team will provide more details. Job Summary: MUFG is seeking a Senior Software Engineer with payment check processing experience. In this role you will collaborate with other senior technical team members and other...SeniorWork at officeLocal areaRemote work$140k - $205k
MUFG Bank, Ltd. is seeking a motivated Senior Software Engineer in Hoboken, NJ, to lead innovative technology solutions in payment processing. The role demands collaboration with senior technical team members and requires 6-8 years of relevant experience. The ideal candidate...Senior- ...office operations again. We process hundreds of millions in payments across 1,000+ companies. Revenue has grown 5x+ YoY for two... ..., Google, Dropbox, Apple, and more. About the Role As a Senior Software Engineer focused on Payments at the company, you'll build and own the...SeniorWork at office
- ...automates an entire category of core work, not just another point solution, this is the place. About the Role As a Senior Software Engineer focused on Payments at Warp, you'll build and own the financial infrastructure that powers Warp. Core ledgering, US and global...SeniorWork at officeFlexible hours
$175k - $195k
The Role As a Senior Software Engineer on the Payments team, you will own the software that moves real money for Order.co's customers — virtual‑card issuance and authorization, bank connections, accounting integrations, recurring and consolidated invoicing, and ACH / RTP...SeniorPart timeFlexible hours$181.1k - $318.4k
Senior Software Engineer, Apple Pay — Wallet, Payments & Commerce (WPC) New York City, New York, United States Software and Services Imagine what you could do here! At Apple, great ideas have a way of becoming phenomenal products, services, and customer experiences very...SeniorRelocation$181.1k - $318.4k
...A leading technology company is seeking a Senior Software Engineer for Apple Pay. You will architect resilient distributed systems and drive technical discussions with a collaborative team. This role offers competitive compensation between $181,100 and $318,400, along...Senior- ...Senior Lead Software Engineer Be an integral part of an agile team that's constantly pushing the envelope to enhance, build, and deliver top-notch... ...at JPMorganChase within the Commercial & Investment Bank, Payment Services technology team, you are an integral part of an...SeniorImmediate start
$2,500 per month
the company | Senior Software Developer — POS & Payment Systems | New York City | $2,500 referral bonus the company is a stealth-mode fintech startup building a proprietary self-learning customer intelligence platform for the US hospitality industry. We are patent‑pending...SeniorHourly payDaily paidPermanent employmentContract work$171k - $260k
...the envelope to enhance, build, and deliver top-notch technology products. As a Senior Lead Software Engineer at JPMorganChase within the Commercial & Investment Bank, Payment Services technology team, you are an integral part of an agile team that works to...SeniorImmediate start- Balance is seeking a Senior Full Stack Engineer for their Payments Team in New York, NY. In this role, you will design, develop, and maintain critical payment processing solutions. You will own the full development lifecycle, build high-performance APIs, and work closely...Senior
- ...more exclusive features. Job Title: Senior Dot Net Developer (Payment Systems) Location: Remote Duration:... ...heavy transactions systems 12+ years of software development experience , with C# (... ...Dotnet Developer” roles. Full Stack Engineer (L5), N-Tech Software Engineering...SeniorContract workRemote work
- Solvd, Inc. is seeking an experienced Senior QA Automation Engineer to spearhead automation for a high-priority payment platform migration. This role focuses on building automation coverage ahead of manual QA, ensuring a shift-left approach to testing. The selected candidate...SeniorShift work
$160k - $200k
...financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move... ...Looking For We are seeking a highly skilled and motivated Senior Software Engineer with 8 years of hands‑on experience developing robust,...Senior- ...financial technology company located in New York is seeking a Senior Solution Engineer to develop product solutions for major clients. The role... ...of experience in technical solutions and familiarity with payment technologies. Excellent communication skills are essential...Senior
- ...with any asset, through any payment rail, anywhere in the world.... ...strong opinions about what makes software easy to use. You think about... ...shipping code on this team. Engineers and Non-engineers use AI tools... ...only want to work with other senior engineers, this is not the...SeniorRemote work
- ...achieve financial freedom. About the Role We are hiring Senior Software Engineers to help shape the future of January's platform. Instead of... ...debts through the portal, chatbot, settlements UX, payment plans, and retention flows, building personalized paths that...SeniorCurrently hiringWork at office
$113.4k - $252k
...Navan has transformed the corporate travel, payment, and expense landscape by consistently prioritizing user needs. As a Senior software Engineer in the Flights group, you’ll play an essential part in building and scaling the next-generation flight platform, Navan’s flagship...SeniorLocal areaWorldwide$175k - $220k
...point in your career. About the role: We are looking for a Senior Software Engineer to join our Incentive Experience team. The Incentive Experience... ..., please mention it in your application: Experience with payment card products, Capacitor application framework, healthcare...SeniorWork at officeRemote workFlexible hours- ...builds full-stack technology solutions for banks, credit and payment networks, infrastructure providers, and their customers.... ...remaining tech-agnostic and human-centered. We are seeking a Senior Software Engineer to join a high-impact digital payments modernization...SeniorWork experience placementFlexible hours
- ...own clinics by providing AI‑powered software, payer contracting, and full back‑office... ...5 days a week in the office. Role: Senior Software Engineer We’re a tiny engineering team building... ..., authorizations, sessions, claims, payments. You design how Alpaca represents these...SeniorFull timeLive inWork at officeRelocationShift work
- ...our journey. Must-haves 5+ years shipping production software, including time as an early engineer at a seed/Series A startup Full-stack generalist who... ...latency/reliability pressure (telephony, real-time audio, payments, etc.) Working knowledge of LLM app development:...SeniorImmediate startRemote work
- ...build a thriving community business —with discussions, courses, payments, events, documents, workflows, matchmaking. directories& more... ...website. Why this job is special… You'll be one of the first engineers to join the company—but you're joining a product & codebase that...SeniorFlexible hours
$200k - $225k
...Senior Software Engineer Opportunity Clerq is a Series A financial technology startup based in New York City. The company's next generation payments platform delivers a seamless checkout experience for high-ticket transactions. Leveraging modern bank rails, the platform...SeniorHome office$185k - $225k
...time liability connectivity with instant payment execution, Method’s API is designed to... ...our blog! The impact As a member of the engineering team, you will own projects from end-to-... ...needs. Who you are 5+ years of full-time software engineering experience, ideally full-stack...SeniorFull time- ...About the job Senior Software Engineer About the Company Circle is a global financial technology company at the forefront of the... ...infrastructure-including USDC, a blockchain-based dollar-powers payments, commerce, and financial applications worldwide. We help...SeniorWorldwide
- ...private sector technology, they’re creating modern, intuitive software that government agencies can rely on every day. Since launching... ...unique processes (think: Canva for documents). Creating a seamless payment experience that makes it easy for citizens to pay annual fees,...SeniorImmediate startFlexible hours
- ...Tabs to generate invoices directly from contracts, reconcile payments in real time, and automate ASC 606 compliance. Founded in... ...in finance and AI. About the Role Tabs is seeking a software engineer to join our team and work closely with our CTO to help develop...SeniorFull timeContract workWork at office
$160k - $210k
...future of military‑focused banking. The Role We’re seeking a Senior Software Engineer to own and drive product development for our core banking... ...including account management, transaction processing, and payment rails integration PFM Feature Finalization : Design and implement...SeniorRemote work$141.95k - $207k
...About Meadow Meadow is the modern payments platform for higher education that simplifies the entire student financial experience... ...hear from you. About the Role Overview Meadow is seeking a Senior Software Engineer to help build and scale our student financial engagement...SeniorFull timeFlexible hours
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