Indirect Auto Credit Analyst

We are seeking an experienced Indirect Auto Credit Analyst to join a growing lending team supporting automotive financing through dealer and credit union partnerships. This role is ideal for professionals with a strong background in indirect auto underwriting, credit analysis, and loan decisioning who thrive in a fast-paced, high-volume environment. The successful candidate will be responsible for reviewing loan applications, assessing credit risk, communicating with dealers and lending partners, and making informed lending decisions while maintaining exceptional service levels. The ideal candidate has a proven background in indirect auto finance, understands how to evaluate lending risk, and can confidently review applications, analyze borrower credit profiles, and make sound underwriting decisions while maintaining strong relationships with dealers and lending partners.
Description
Daily Responsibilities:
- Log into ADP
- Review individual queue to pull up listings from dealers and credit unions
- Work on oldest file to newest
- Perform a complete review of the files, including: loan to value, debt to income, borrower history, income calculations, breaking down credit bureau reports
- Enter notes on the borrower
- Follow up with the dealer on notes and credit unions
- Most external communication is with credit union to get additional information
- Will make the final decision whether to accept, deny, or comment additional information needed on each file
- Daily Utilization of Temenos, Keystone Correlation, Meridian Link, ArcOs, Ideal, CUDL, and Microsoft Office
Internal Job Description:
- Develop relationship with credit union representatives to negotiate acceptable terms of loan between credit union and dealership.
• Communicate effectively with dealers and credit union partners regularly to build rapport.
• Review loan applications and rendering decisions within underwriting criteria and approval limits.
• Gather and review all necessary underwriting information to determine the degree of risk involved with an application, including credit bureaus, DTI, LTV, PTI, dealer risk and decision the application accordingly.
• Apply decisions in multiple loan origination systems. Adequately document decision to explain rationale.
• Evaluate second look requests based upon lending and exception guidelines (where applicable.)
• Follow up on approved applications to maximize funding ratio.
• Follow up with members and dealers to collect missing items, stipulations, or other misc. documentation.
• Accurately document and track results of outbound and inbound calls.
• Responsible for sending completed loan packages to appropriate credit unions for final funding.
• Increase overall capture % in select markets.
• Monitor dealer productivity and assist dealers to increase look to book ratios.
• Contributes to operational and departmental goals that such as turnaround times and loan volume.
• Support Operations Department such as processing and funding applications, compliance, call center, and special projects.
• Mentor and assist Credit Analyst I's when necessary.
Skills
Indirect Auto Credit Analysis, Keystone Correlation, Meridian Link, CUDL, ArcOS, L360, Lending 360, Ideal, Temenos, DTI, LTV, PTI, Credit Bureau Reports, Borrower History, Decision Authority, Income Calculation, Indirect Auto Underwriting, Credit Union, AI
Top Skills Details
Indirect Auto Credit Analysis,Keystone Correlation,Meridian Link,CUDL,ArcOS,L360,Lending 360,Ideal,Temenos,DTI,LTV,PTI,Credit Bureau Reports,Borrower History,Decision Authority,Income Calculation,Indirect Auto Underwriting
Additional Skills & Qualifications
Ability to handle a high volume pipeline
Excellent customer service skills
Ability to work independently
Experience Level
Intermediate Level
We reserve the right to pay above or below the posted wage based on factors unrelated to sex, race, or any other protected classification.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. This temporary role may be eligible for the following:

• Medical, dental & vision
• 401(k)/Roth
• Insurance (Basic/Supplemental Life & AD&D)
• Short and long-term disability
• Health & Dependent Care Spending Accounts (HSA & DCFSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Done
Job Type & Location
This is a Contract to Hire position based out of Englewood, CO.
Pay and Benefits
The pay range for this position is $27.00 - $32.00/hr.
Individual compensation offered for this position within this range will depend on many factors, including qualifications, skills, relevant experience, job knowledge, geographic location, internal equity, and other pertinent job-related factors.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type
This is a fully remote position.
Application Deadline
This position is anticipated to close on Sep 11, 2026.

About TEKsystems


We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.


The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services


We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.


The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.


San Francisco Fair Chance Ordinance: Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.


Massachusetts Lie Detector: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.


Use of Artificial Intelligence (AI): We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.