Senior Credit Analyst
$75k - $88kLHH US
Job Description
Job Description
LHH Recruitment Solutions is seeking to fill a Senior Credit Analyst position for a well-established global organization. The ideal candidate will have experience in commercial credit analysis, financial statement review, underwriting, risk assessment, and relationship management with customers and business partners. This is a high visibility role that offers the chance to directly impact business growth along with personal career advancement potential.
Job duties include:- Analyze commercial credit applications and financing requests.
- Review and interpret financial statements, tax returns, and related credit documentation.
- Evaluate borrower financial performance, liquidity, leverage, and repayment capacity.
- Structure financing proposals, including loan terms, collateral requirements, guarantor support, and other risk-mitigation strategies.
- Prepare detailed credit analyses and recommendations for approval.
- Collaborate with sales teams and customers to gather information and facilitate timely credit decisions.
- Manage a high-volume pipeline of transactions while maintaining service-level expectations.
- Ensure compliance with internal credit policies, regulatory requirements, and customer due diligence standards.
- Build trusted relationships with internal stakeholders, business partners, and customers to support long-term success.
- Bachelor's degree in Finance, Business Administration, Accounting, Economics, or a related field.
- 3+ years of experience in commercial credit analysis, underwriting, banking, equipment finance, commercial lending, lease finance, portfolio management, or risk management.
- Strong understanding of financial statement analysis and commercial credit principles.
- Experience reviewing complex lending transactions and making risk-based recommendations.
- Ability to analyze balance sheets, income statements, cash flow statements, and tax returns.
- Excellent written and verbal communication skills.
- Strong relationship-building and negotiation abilities.
- Proven ability to prioritize multiple transactions in a fast-paced environment.
- Proficiency with Microsoft Office Suite, including Excel, Outlook, and Teams.
- The California Fair Chance Act
- Los Angeles City Fair Chance Ordinance
- Los Angeles County Fair Chance Ordinance for Employers
- San Francisco Fair Chance Ordinance
Vacancy posted 26 days ago
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