Vice President Portfolio Manager

A leading multinational commercial bank is seeking a Vice President, Loan Portfolio Manager to oversee the performance, risk management, and strategic direction of a diverse commercial credit portfolio. This role is built for a credit-minded professional who can balance analytical precision with relationship management , ensuring every loan on the books is both profitable and compliant.

• Manage a portfolio of commercial and corporate loans , ensuring performance, risk, and compliance metrics are met.
• Conduct ongoing credit monitoring and analysis , including covenant compliance, collateral valuations, and borrower performance reviews.
• Partner with Relationship Managers and Credit Officers to structure, modify, and renew complex credit facilities.
• Prepare and present credit memos, portfolio reviews, and risk assessments to senior management and credit committees.
• Identify early warning signals and take proactive measures to mitigate potential credit deterioration.
• Maintain deep understanding of client industries, market conditions, and portfolio concentrations.
• Support new loan originations through financial modeling, underwriting support, and due diligence.
• Ensure all credit documentation, reporting, and regulatory requirements are accurate and timely.
• Collaborate with internal audit, compliance, and risk teams to ensure adherence to bank policies and regulatory standards.
• Contribute to portfolio strategy discussions -analyzing returns, risk-weighted assets, and capital allocation efficiency.

• 7+ years of experience in commercial lending, credit risk, or portfolio management within a regulated banking environment.
• Strong understanding of commercial loan structures, credit documentation, and financial statement analysis.
• Experience managing C&I, real estate, or middle-market portfolios a plus.
• Excellent analytical, presentation, and problem-solving skills with an ability to make data-driven decisions.
• Strong command of credit policy, regulatory frameworks (OCC, FDIC, Basel), and portfolio risk management.
• Advanced Excel and financial modeling proficiency; exposure to credit risk systems and workflow tools.
• Bachelor's degree in finance, accounting, or economics required; MBA or CFA designation preferred.

• Key role managing a multi-billion-dollar loan book within a top-tier commercial bank.
• Blend of credit depth, portfolio strategy, and relationship exposure.
• Direct line of sight to senior credit leadership and portfolio strategy decisions.
• Competitive compensation, strong bonus potential, and long-term career trajectory in credit leadership.