Solutions Architect

BMO is currently sourcing for a Solutions Architect - Indirect RV & Marine Lending Origination.This is a hybrid contract role in Chicago / Naperville (2 days in office per week).Role Overview:This role supports the architecture strategy, modernization, and governance for the Indirect RV & Marine Lending Origination domain within the US P&BB line of business. The Solutions Architect will lead the design and implementation of lending platform transformations, enterprise integrations, and architecture governance. The position partners closely with business, product, delivery, and technology teams to deliver scalable, secure, and resilient solutions that drive the lending lifecycle and platform modernization.Key Responsibilities:Own end-to-end solution architecture for Indirect RV & Marine Lending initiatives.Develop and maintain business capability maps, current-state and target-state architectures, solution architecture documents, integration and data flow diagrams, and architecture governance artifacts.Translate business objectives into scalable, secure, and resilient technology solutions.Architect solutions supporting the complete lending lifecycle including dealer onboarding, customer acquisition, application processing, KYC/identity verification, fraud prevention, credit bureau integrations, underwriting, pricing, document management, contract generation, funding, loan booking, core banking integration, and servicing handoff.Design and govern real-time, near real-time, batch, and event-driven integrations using API-first and microservices architectures.Lead loan origination system (LOS) modernization and cloud transformation initiatives, including migration and coexistence strategies between legacy and target platforms.Produce high-quality architecture artifacts and lead architecture reviews securing approvals through technical and architecture review boards, ensuring alignment with enterprise architecture, security, risk, and data governance standards.Must-Have Skills:10+ years of technology experience with significant solution architecture expertise.Deep knowledge of lending origination processes and dealer ecosystems.Hands-on experience delivering enterprise-scale lending solutions.Strong experience with cloud platforms such as AWS and Azure.Expertise in API-first architecture, microservices, domain-driven design, event-driven architecture (Kafka), messaging and integration patterns.Experience with containerization technologies including Docker, Kubernetes, and OpenShift.Proficiency in designing high-volume, scalable, highly available, resilient, and performant application architectures.Experience working with multiple architecture teams and navigating architecture governance processes.Nice to Have Skills:Experience with Indirect RV & Marine Lending Origination.Familiarity with ArchiMate and iServer tools.Experience with CRIF lending, credit, and decisioning platforms.Experience integrating with servicing platforms such as XAM.Experience with LOS replacement, modernization, and conversion programs, including Sibel to CRIF migrations.Experience creating business capability maps and transition-state architectures.TOGAF, AWS, or Azure certifications.Ideal Candidate:Strategic and hands-on architect capable of driving architecture from business capability definition through implementation and production adoption.Proven ability to lead lending platform modernization and cloud transformation initiatives.Experience working in collaborative team environments with high visibility projects.Strong understanding of enterprise integrations and architecture governance.