Claim Specialist - Property Field Inspection at State Farm Mutual Automobile Insurance Company [...]

Overview Claim Specialist - Property Field Inspection job at State Farm Mutual Automobile Insurance Company. Los Angeles, CA. Location: US-CA-Studio City; US-CA-Burbank. Job Category: Claims and Investigation. Position Type: Regular Full Time. Req ID 41552. Responsibilities Join our team as a Property Field Inspection Claim Specialist and showcase your expertise in handling accident and weather-related claims for homeowners, commercial properties, and large losses. Be the first point of contact to meet with insureds, explain coverage, estimate damages, and help them through the claims process while providing Remarkable service. Conduct on-site inspections and assessments of property damages for both residential and commercial claims. Collaborate with policyholders, insurance agents, and other involved parties to gather information and resolve claims efficiently. May occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutions. Provide exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally. Gather necessary evidence, document findings, and prepare detailed reports to support the claims handling process. Investigate and adjust both personal and commercial property claims with exposures up to $500,000. Evaluate coverage and policy terms to determine the validity of claims and ensure compliance with local regulations. Negotiate and settle claims within the authorized limits, considering policy provisions, industry standards, and company guidelines. Where you’ll work This position is located in Studio City / Burbank, CA. This is a Remote-Field position in which you will work from home and utilize a mobile office/vehicle for in-person appointments. Although the primary work location is in the field, with a commutable distance from home, there will be opportunities for virtual work to be completed at home. There may be occasions where you will be required to travel outside your assigned area to assist in other territories. Hours of operation are continually evaluated and may change based on business need. Successful candidates are able and willing to work flexible schedules and may be asked to work overtime and/or irregular hours. Qualifications Experience as a Property Field Inspection Claim Specialist in the insurance industry, specifically in property claims. Strong knowledge of property insurance policies, coverage and claim handling practices. Knowledge of both residential and commercial building construction. Familiarity with local regulations and compliance requirements in your assigned territory. Excellent communication and interpersonal skills to effectively interact with clients, agents, and other stakeholders. Proven effective communication skills to handle difficult/emotional conversations with a customer-minded focus. Proven ability to assess damages, estimate repair costs, and negotiate settlements. Detail-oriented with strong organizational and analytical skills. Proficient in using claims management software and other relevant tools. Physical agility to allow for frequent lifting, carrying and climbing a ladder; ability to navigate roofs at various heights for inspection of both residential and commercial structures; ability to crawl in tight spaces. May be required to complete Rope and Harness Safety Training. A valid driver’s license is required. Preferred Bachelor’s Degree in a related field or equivalent work experience. Experience in handling complex or high-value claims. Construction background. Water mitigation inspection experience. Xactimate, XactContents. Additional Details Employees must successfully complete all required training, including applicable licensing exam(s) and background checks required of various state(s). State Farm recently implemented new pre-employment assessments; candidates who have previously taken an assessment may be asked to participate in additional testing. For Los Angeles candidates: Pursuant to the Los Angeles Fair Chance Initiative for Hiring, we will consider qualified applicants with criminal histories. Benefits Our Benefits: compensation based on a standard 38:45-hour work week. Potential starting salary range: $64,965.62 - $104,056.00. Starting salary based on skills, background, and experience. High end of the range limited to applicants with significant relevant experience. Potential yearly incentive pay up to 15% of base salary. We offer a suite of benefits designed to support work-life balance, health, growth, and financial planning, including paid time off, health plans, tuition assistance, retirement plans, and more. See State Farm Careers page for more information on benefits, locations, and the hiring process. #J-18808-Ljbffr Downtown Boulder Partnership