UNDERWRITER

Join the GEM Mortgage Team!

Ready to be part of a leading mortgage lender that truly puts clients first, at Golden Empire Mortgage, we've been a respected leader in the industry for nearly 40 years, guided by our core belief that our borrowers' interests come first. We're dedicated to providing clients with expert financing advice and believe that everyone deserves access to credit.

Our mission is to build long-lasting relationships with borrowers and real estate partners, be an employer of choice with growth opportunities for our team members, and operate as a trustworthy, financially sound enterprise that positively influences our communities.

At Golden Empire Mortgage, our LEADER values guide everything:

• Loyalty to our team, borrowers, and partners.
• Excellence in all we do.
• Accountability—we take ownership.
• Driven for continuous improvement.
• Engaged to deliver success.
• Reliability you can count on.

If you're passionate about making a real difference in people's lives, delivering exceptional service, and growing your career with a company that truly values its people and its purpose, we invite you to explore opportunities with us. Come join Golden Empire Mortgage and help us empower clients and communities!

Job Summary

Underwrite various types of mortgage loans per established company and investor guidelines.

Essential Job Functions

1. Underwrite a full range of mortgage loans including Conventional, Conventional, FHA and VA
2. Meet established underwriting turn times and underwrite a minimum of 35-40 loans per month while maintaining quality standards.
3. Ensure that loans meet Agency and investor standards.
4. Provide excellent customer service to the branches by fielding telephone and e-mail questions on loan programs and underwriting guidelines.
5. Complete other tasks as requested by department manager.

Minimum Requirements

High School Diploma/GED, 3-5 years minimum of mortgage underwriting experience in a retail, wholesale, or correspondent lending environment. Active Government designation preferred, but not required.

Abilities Required

1. Good oral and written communication skills
2. Multitask-fast paced environment.
3. Excellent organizational skills.
4. Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector.
5. Functional knowledge of state and federal agency mortgage loan guidelines and regulations.
6. Organized, highly detailed, with the ability to effectively prioritize workload and meet deadlines.

Compensation Disclosure

This is a non-exempt, hourly position. The pay range for this role is $30.00 to $68.00 per hour, depending on experience and qualifications. Overtime is paid in accordance with California state and federal labor laws. Additional compensation, such as bonuses or incentive pay, may be available based on performance and business needs.

At-Will Employment

This position is classified as at-will employment in accordance with California law. Employment may be terminated by either the employer or employee at any time, with or without cause or notice, subject to applicable law.

Work Location

This position is fully remote. Employees may perform all job duties from a location outside of their main office or branch location, subject to reliable internet access and compliance with company policies.

Equal Opportunity Employer

Golden Empire Mortgage are Equal Opportunity Employers. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, or related medical conditions), gender, gender identity or expression, sexual orientation, marital status, national origin, ancestry, age, physical or mental disability, medical condition, genetic information, military or veteran status, or any other characteristic protected under federal, state, or local law.

Reasonable Accommodations

Golden Empire Mortgage is committed to providing reasonable accommodation for qualified individuals with disabilities during the application or recruitment process. If you need assistance or accommodation, please contact us at View email address on click.appcast.io.

California Consumer Privacy Notice

Golden Empire Mortgage, may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect, use, and protect your information, please review our Privacy Policy.