Associate Director

Description Summary: The Associate Director, Portfolio Management – Asset Backed Finance is responsible for working with internal partners to diligence and support underwriting new transactions and managing the existing portfolio of transactions. Our Portfolio Managers balance supporting the Commercial Bank’s growth and ensuring we have a scalable, well‑managed business. In support of the senior colleagues in the ABF team, Portfolio Managers may be asked to perform financial analysis and assist preparing underwriting documents in support of complex credit requests. Duties and Responsibilities Review financial statements, projection models, project cash flow models and all other relevant financial and non‑financial data to develop a concise focused analytical foundation for a credit decision. Gather and analyze financial and business information to determine credit worthiness for loans and credit products, including the identification and analysis of business models, industry, cash flow, capitalization, sensitivity and risks & mitigants. Conduct ongoing portfolio maintenance, including covenant compliance monitoring, spreading financials, risk ratings and quarterly risk reviews. Assist in the analysis and preparation for new deals. Conduct research using numerous resources available, distilling key themes and conclusions into concise summary form for presentation purposes. Manage periodic fundings for transactions in your assigned portfolio and prepare tear sheets for risk reviews for your assigned portfolio. Participate in due diligence meetings. Perform other duties as assigned. Basic Qualifications Bachelor’s degree in Finance, Accounting or Economics or experience in similar role within Huntington Bank or another financial institution 5+ years of progressive experience in commercial credit analysis/portfolio management. Preferred Qualifications High level of professionalism. Highly motivated with desire and ability to excel in a team or individual work environment. Proficiency using Microsoft Word and Excel. Strong written and verbal communication skills. Formal credit training program a plus. Experience with Financial Modeling considered a plus. Exempt Status: (Yes=not eligible for overtime pay) (No=eligible for overtime pay)Yes Workplace Type: Office Our Approach to Office Workplace Type: Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in‑office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington is an Equal Opportunity Employer. Tobacco‑Free Hiring Practice: Visit Huntington's Career Web Site for more details. #J-18808-Ljbffr