Analyst, Speciality Underwriter & Portfolio Manager - Healthcare Real Estate

Analyst, Specialty Underwriter & Portfolio Manager - Healthcare Real EstateThe Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. This role supports the Commercial Healthcare Real Estate lending team.Capital One Healthcare Real Estate is a part of Capital One Commercial Banking, which leverages a relationship-based banking model that seamlessly delivers an array of products and services including loans and deposit accounts, treasury management services, merchant services, investment banking, international services and correspondent banking.As an Analyst, Underwriting & Portfolio Management, you have advanced beyond the fundamentals of credit risk management and are expected to perform most responsibilities with minimal oversight. In addition to identifying risks and mitigants, you begin to identify and escalate trends or anomalies on individual deals or within the portfolio.Primary underwriting responsibilities may include:Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence callsPerform thorough financial analysis and identify disparities, risks, and creative ways to mitigate riskPrepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptionsAnalyze appropriate structuring options considering collateralWrite and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetingsCoordinate and complete closing process requirementsBegin to shadow more senior underwriters on reviewing and negotiating legal documentationCommunicate with all external constituents; exhibit a sense of urgency toward meeting client requestsProvide feedback on term sheets, commitment letters and fee letters with guidance; basic understanding of credit documentsPrepare pricing model for complex deal structures and begin to understand drivers for pricing model outputsPrimary portfolio or asset management responsibilities may include:Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accountsComplete annual reviews and both material and non-material modifications independently and on timeMonitor and determine upgrades or downgrades to risk ratingsEnsure compliance with credit policies and procedures for existing accountsRespond to requests from all internal and external stakeholdersEnsure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilitiesEscalate and resolve problem accounts in partnership with other teams and specialistsAdditional Responsibilities may include:Build relationships across function and business to foster collaboration between partner groupsParticipate in internal initiatives to ensure the business is well-managed and operates efficientlyBasic Qualifications:Bachelor's Degree or Military ExperienceAt least 2 years of experience in credit underwriting, portfolio management or commercial real estate.Preferred Qualifications:Bachelor's Degree in Accounting, Finance, or other relevant fieldsPrevious experience in underwriting or portfolio or asset managementCompleted coursework or training in commercial real estate & credit risk managementHigh-level understanding of Excel, VBA, Google Scripts and/or SQL**At this time, Capital One will not sponsor a new applicant for employment authorization for this position.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.Chicago, IL: $119,400 - $136,200 for Analyst, Specialty Underwriter & Portfolio ManagerMcLean, VA: $131,300 - $149,800 for Analyst, Specialty Underwriter & Portfolio ManagerCandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at View phone number on click.appcast.io or via email at View email address on click.appcast.io. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.