Senior Credit Risk Officer

It’s about interactions more than transactions. Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast-paced environments? If so, this Senior Credit Risk Officer opportunity could be for you. This organization is committed to fostering an environment that reflects strong values while providing opportunities for employees to grow both professionally and personally. Joining this team means becoming part of a long-standing financial institution focused on delivering exceptional financial services and building lasting relationships. Who you are: As a Senior Credit Risk Officer, you will serve as a key support resource responsible for reviewing and approving loans and credit limits with limited oversight across various commercial banking products. You will evaluate loan structures, ensuring appropriate product selection and credit exposure while maintaining approval authority up to $20 million. You will also review loan packages for completeness, accuracy, and adherence to credit standards. This role requires strong analytical skills, sound judgment, and the ability to build relationships while operating with integrity, accountability, and excellence. What you’ll do: Monitor lending teams, portfolios, and lines of business for credit risk concerns, including exception reporting, past dues, loan agreement compliance, trend analysis, and emerging risk identification Review and approve credit requests, modifications, amendments, and waivers for commercial banking relationships across various product areas Ensure efficient delivery of credit risk support while promoting a strong internal and external customer experience Provide expertise and guidance for credit education initiatives and process improvements Offer feedback on proposed loan structures and recommend enhancements to improve credit quality What you’ll need: Bachelor’s degree, preferably in Finance or Accounting 10+ years of banking experience with completion of formal credit training or equivalent expertise in credit analysis and secured lending Proven experience managing loan portfolios and approving credit risk through various economic cycles Strong written and verbal communication skills Proficiency with Microsoft Office applications Additional Preferred Skills: 15+ years of banking experience with previous Relationship Manager experience preferred The organization offers a comprehensive benefits package designed to support employees’ health, financial security, and future, including: Medical, dental, vision, long-term disability, and life insurance 401(k) matching Paid holidays and generous paid time off Health and wellness programs Employee assistance programs Referral bonus programs and more Dexian is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status. Dexian is an Equal Opportunity Employer that recruits and hires qualified candidates without regard to race, religion, sex, sexual orientation, gender identity, age, national origin, ancestry, citizenship, disability, or veteran status. #J-18808-Ljbffr Dexian