Credit Review Specialist - Commercial

Summary The Credit Review Specialist (CRS) – Commercial will report to a Commercial Credit Review Team Lead and perform activities to evaluate the credit risk embedded in Bank assets. The candidate will possess an exceptional delivery track record in Commercial banking and conduct portfolio management and credit risk continuous monitoring activities associated with a strong independent Credit Review function. Primary responsibilities include continuous assessment of the adequacy of portfolio management and credit risk monitoring activities performed by the commercial lines of business, aggregation of observations in contribution to a report of actionable recommendations, and various other data testing and analysis in support of exams and/or finding validation exercises. Duties and Responsibilities Review, analyze, and assess commercial loans to determine adequacy of credit process, portfolio management and credit risk monitoring activities including but not limited to (a) timeliness of customer reporting receipt and review, (b) timeliness of risk ratings, (c) appropriateness of credit approval authority, (d) accuracy of loan documents, and (e) accuracy of reported obligor/obligation risk rating and other classifications. Participate in the annual review of commercial credit processes for financial statement spreading and lien perfection and contribute to a report of actionable recommendations. Conduct testing for validation of Credit Review issued findings. Effectively communicate and interface with Credit Review colleagues, business segment and credit support constituent colleagues, and other Risk Management colleagues. Communicate information by composing memos, reports, and correspondence to colleagues. Manage multiple engagements/projects simultaneously. Perform other Credit Review continuous monitoring and/or targeted exam duties as assigned. Perform other duties as assigned. Basic Qualifications Bachelor’s degree 3+ years of experience in Commercial banking Working knowledge of MS Excel, Word and PowerPoint Strong written and verbal communication skills Preferred Qualifications 3+ years of experience in Commercial portfolio management/underwriting and/or risk management Preferred degrees: Accounting, Finance, Economics, Business Technical accounting (GAAP) or financial statement analysis knowledge Compensation and Benefits Compensation Range: $63,000-$124,000 Annual Salary. The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Equal Opportunity Employer Huntington is an Equal Opportunity Employer. Other Employment Information Exempt Status: Yes (not eligible for overtime pay). Workplace Type: Office. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Tobacco-Free Hiring Practice Visit Huntington's Career Web Site for more details. #J-18808-Ljbffr Huntington National Bank