KYC / BSA / AML Fraud Analyst / Financial Crimes Fraud Investigator

Job Description

Job Description

Fraud Analyst / Financial Crimes Fraud Investigator

Location - Remote and Onsite Thrice a week - Winchester, VA // Pensacola, FL

Location : Longterm ongoing with no end date

Compensation*

Rate : Winchester, VA :  Pay Rate $30.29/hr on W2

*This is the targeted compensation range for this role per hour. Please note that this range is provided as a guideline and the final offer will be based on several factors, including but not limited to, skillset and competencies, level of experience, education, certifications, and location.

Benefits

We offer a comprehensive benefits package including medical, dental, vision, and disability insurance; 401(k)

Key Responsibilities

• Conduct comprehensive risk assessments of new business membership applications, serving as the first line of defense against fraud by evaluating business legitimacy, ownership structures,  Nature of Business (NOB), NAICS classifications, geographic risk factors, and emerging fraud typologies. Ensure compliance with Know Your Business (KYB), Customer Identification Program (CIP), Bank Secrecy Act (BSA), and other applicable regulatory requirements.

• Perform in-depth business verification and investigative due diligence utilizing internal systems, Secretary of State filings, public records, websites, social media platforms, LexisNexis, and other intelligence sources to validate business operations, identify prohibited activities, and detect potential identity theft, synthetic identities, or other fraudulent schemes.

• Analyze applicant, owner, and related-party information to identify fraud indicators, account relationships, adverse activities, Good Standing concerns, transaction risks, sanctions-related issues, and other red flags that may expose the organization to financial, operational, reputational, or regulatory risk.

• Exercise sound risk-based judgment to render application decisions, including approvals, denials, escalations, and referrals for suspicious activity review. Document investigative findings, rationale, and supporting evidence while maintaining accurate records in nCino, UAD, and other designated systems to satisfy audit, compliance, and operational standards.

• Prepare and coordinate denial, escalation, and fraud mitigation actions by developing risk assessments, denial recommendations, member communications, and supporting documentation.

Partner closely with Fraud, Risk, Compliance, and Business Fraud Review teams to ensure consistent policy application, effective risk mitigation, and the prevention of account-opening fraud and financial crime

\nCompany Description

Zillion Technologies is a global leader in business consulting and technology solutions that combine onsite and offsite engineers/resources with the cost, scale and quality advantages of offshore operations.

Our expertise spans industries from providing healthcare information systems to developing E-Remit software. Zillion is capable of providing consultation for clients worldwide and acquiring software licenses for Microsoft, Dell and Oracle products which are our strategic partners. Zillion provides prompt, hassle-free services across countries, continents and time zones, where quality is not an addendum but the very foundation of our solutions.

Zillion delivers expertise which is changing the way the people live, the way the people work and the way the world participates in commerce.

Company Description

Zillion Technologies is a global leader in business consulting and technology solutions that combine onsite and offsite engineers/resources with the cost, scale and quality advantages of offshore operations. \r\n\r\nOur expertise spans industries from providing healthcare information systems to developing E-Remit software. Zillion is capable of providing consultation for clients worldwide and acquiring software licenses for Microsoft, Dell and Oracle products which are our strategic partners. Zillion provides prompt, hassle-free services across countries, continents and time zones, where quality is not an addendum but the very foundation of our solutions. \r\n\r\nZillion delivers expertise which is changing the way the people live, the way the people work and the way the world participates in commerce.