Financial Services Representative

Job Description

Job Description

Who we are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

• Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
• Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
• Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
• Community: We’re proud to support each other and our local communities. We win when our customers win.

To learn more about us, visit

About the role

The Financial Services Representative is responsible for the growth and maintenance of the Bank’s consumer lending portfolio, approves consumer loans up to a defined limit, builds relationships with prospective clients, and offers solutions that match their needs. This role takes ownership of the Consumer Loan Portfolio, and is primarily responsible for driving growth in that area.

This position is located in Sturgis, SD. It is not a remote position.

What you will do

• Provides courteous attention to customers promoting satisfied and long-term financial relationships while contributing to the overall profitability of the bank.
• Ensures customers receive timely and high-quality customer service. Greets and addresses customers with respect and by name.
• Drives consumer loan growth through networking, officer calls, and assisting current clientele.
• Opens and updates consumer deposit accounts.
• Evaluates client/applicant’s credit to determine appropriate lending decisions based on company risk-tolerance levels.
• Determines value or status of collateral as necessary during loan application process.
• Develops an understanding of internal bank policies, as well as a strong understanding of banking regulations.
• Possesses the ability to assist with bank duties related to supporting the commercial loan portfolio as necessary.
• Other duties as assigned.

What you will need

• Bachelor’s degree in Accounting, Finance, Business Administration, or related field of study preferred.
• 2+ years Banking experience preferred.
• Understanding of banking regulations required, training provided.
• Valid MLO certification strongly desired.

What we offer

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

Candidate must pass a pre-employment screening including credit history and criminal record check.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.