Underwriter

Senior Underwriting ConsultantOptum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.The Senior Underwriting Consultant will analyze Prescription Drug utilization data in order provide market competitive pricing proposals to OptumRx clients and potential clients. Through the use of underwriting tools and actuarial forecasts, the Sr. Underwriting Consultant will create a pro forma P&L that is in alignment with corporate margin thresholds as well as client expectations. They will also build and maintain models to assist in the economic analysis of alternative pricing strategies. The Senior Underwriting Consultant is also responsible for effectively communicating these pricing strategies to both internal and external decision makers.You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.Primary Responsibilities:Prepare financial modeling for P&L forecasting, client and OptumRx impact, and other ad-hoc analysisComplete and validate request for proposals for accuracyWork with our legal partners to ensure contract accuracyCommunicate final pricing terms to other internal stakeholdersLeader in the area of pricing strategyCommunicate financials to Sr. Level decision makers as neededYou'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.Required Qualifications:5+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO/fully-insured, group or individual3+ years of experience with Risk ManagementIntermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)Preferred Qualifications:Proven excellent communication skills, both orally and in writing*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter PolicyPay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.UnitedHealth Group is a drug free workplace. Candidates are required to pass a drug test before beginning employment.