VP / Senior Commercial Property Underwriter - E&S (Remote)

Vikco Insurance Services, LLC, a wholly owned subsidiary of K2 Insurance Services, LLC, is seeking a full-time remote VP / Senior Commercial Property Underwriter (E&S) . Vikco Insurance Services is a leader in providing specialized insurance solutions across various lines of business, with a strong reputation for reliability, professionalism, and industry knowledge. Since our inception in 1965, we have been committed to delivering superior products and services to our clients by focusing on a rate-driven underwriting approach. This consistency helps reduce premium fluctuations and ensures long-term success in a competitive market. Vikco Insurance Services offers the opportunity to join an established company in growth mode. bonus plan

• medical, dental, and vision insurance with no waiting period
• The VP/Senior Commercial Property Underwriter (E&S) is a senior-level technical role responsible for the independent evaluation, pricing, and structuring of complex, high-hazard, Commercial Property risks within the Excess & Surplus Lines market. Operating with a high degree of delegated underwriting authority, this individual will manage a profitable book of business, service a dedicated network of wholesale brokers, and serve as a technical mentor to junior underwriting staff. Review underwriting submissions for completeness and accuracy, summarize relevant exposure and risk information, and organize supporting documentation in the approved file format.
• Analyze underwriting data, including exposure information, financial data, loss history, and other relevant risk indicators, to support risk selection and pricing decisions.
• Conduct and document internet and public-record research to identify risk characteristics, adverse information, or other issues that may affect risk acceptability.
• Calculate rating bases accurately from verified exposure and financial data in accordance with approved underwriting guidelines.
• Enter verified exposure and rating data into the approved rating system, validate the resulting unmodified premiums, and escalate discrepancies for review.
• Rate complex accounts accurately by applying approved rating methodologies, underwriting guidelines, and exposure data.
• Complete and document loss analyses, identify relevant loss trends and severity drivers, and summarize findings for underwriting review.
• Issue accurate policies and endorsements, verify that documents reflect approved underwriting terms, and distribute completed documents to producers within required service timelines.
• Maintain complete, accurate, and current files for pending, closed, canceled, and bound policies in accordance with departmental procedures and record-retention requirements.
• Maintain proficiency in the underwriting, rating, policy administration, and workflow systems and processes used by the department.
• Support special projects by gathering and validating information, coordinating assigned activities, and completing deliverables within established timelines.
• Proficiency with Microsoft 365 applications, including Outlook, Word, Excel, and Teams, and the ability to learn underwriting, rating, and policy administration systems
• Strong mathematical and analytical skills, including the ability to calculate rating bases, analyze financial and loss data, and identify discrepancies.
• Ability to prioritize multiple assignments, manage competing deadlines, and maintain accuracy in a deadline-driven environment.
• Ability to collaborate effectively with underwriting, operations, production, and other internal partners in a remote team environment.

Bachelor’s degree in business, finance, risk management, insurance, or a related field, or an equivalent combination of education and relevant experience. • Prefer 5 years of relevant insurance experience, preferably supporting Excess & Surplus lines commercial property underwriting, rating, policy issuance, or related operations. This position does not have physical requirements beyond those typically associated with a professional office environment. Duties may involve prolonged periods of sitting, working at a computer, participating in virtual or in-person meetings, and performing other routine office activities. Occasional business travel may be required, including the customary physical and environmental demands associated with corporate travel.