Mortgage Loan Originator

Overview R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. This position is for a Mortgage Loan Originator in the Financial Services Branch. The right candidate will promote business development, originate loans, and manage relationships with customers and clients. Essential Duties and Responsibilities Interview mortgage applicants to understand and educate them on financing options and goals; review potential loan programs that best meet stated goals. Be accessible to the buyer and individuals involved in a loan to answer questions and provide updates. Maintain reports and notes within origination software and customer relationship management systems. Review new leads daily and contact them to earn their business. Manage the daily loan pipeline (application to funding) to ensure a smooth process for all parties. Make presentations on loan products in sales meetings and with Sales staff in builder communities. Respond promptly to Operations to facilitate an efficient loan process. Provide necessary disclosures to loan applicants in a timely manner in accordance with regulations. Conduct all business in a professional and ethical manner to serve customers and increase goodwill and company profit. Able to work overtime. Able to travel overnight. Market the company’s products and services accurately and effectively to potential business sources. Develop sales leads for mortgages in builder communities and real estate offices. Provide weekend coverage in builder communities and grand opening functions. Review all documentation provided by borrowers, check for accuracy, and address discrepancies. Be familiar with and comply with all company QC policies; review updates to the manual and attend meetings as necessary. Provide input to management and attend production and staff meetings. Infrequently assist in resolving post-closing/funding problems. Attend loan closings when possible. Qualifications Education and/or Experience Bachelor’s degree from a four-year college or university. One to two years of related experience and/or training. Must have a vehicle and a valid driver’s license. Licensed Mortgage Loan Originator as required by state. Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines). Proficiency with MS Office and email. Preferred Qualifications Strong written and oral communication skills. Ability to accurately and efficiently process and record a large volume of data. Ability to act as a team player and be willing to accept constructive criticism. Benefits Medical, Dental and Vision Employee Stock Purchase Plan Flex Spending Accounts Life & Disability Insurance Vacation, Sick, Personal Time and Company Holidays Multiple Voluntary and Company provided Benefits Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo #J-18808-Ljbffr