Product Manager, Payments Platform

About Choice Digital

Choice Digital is redefining modern disbursements. Our platform combines compliance, security, and simplicity to ensure every payment is delivered securely, instantly, and without friction. From eliminating fraud risk with real-time intelligence to guaranteeing payment delivery, we empower businesses to streamline financial operations while building trust with their customers.

Why Join Choice Digital

Choice Digital is growing fast, profitable, and scaling into new industries where modern disbursements are no longer optional - they're essential.

Here's why people love building their careers here:

• Proven growth: You'll join a profitable company serving 300+ clients and rapidly expanding into new markets.
• Real impact: Your work will directly transform how money moves, solving inefficiencies that frustrate both businesses and customers.
• Culture of confidence: Enjoy a collaborative, casual environment where we balance autonomy with accountability.
• Future-focused: Help shape a rapidly evolving category - we're not just part of the change, we're leading it.

Our Core Values

Our Core Values guide how we work and who we strive to be.

• Relentless Ownership . We take responsibility end to end. If it is ours, we own it until the outcome is achieved.
• Find the Right Way Forward . When the work matters, we focus on solutions. We don't get stuck on obstacles or default to "no." If something aligns with our vision and improves outcomes for clients or recipients, we ask how to make it happen.
• Lead with Integrity . We act in ways that make us worthy of trust from clients, consumers, and each other. We do not trade trust for speed, convenience, or short-term economics.

Position Overview

In this role, you'll own the product strategy and roadmap for our core disbursement platform, working closely with engineering, compliance, operations, and client-facing teams. You'll ship features that make payouts faster, safer, and more reliable for 300+ enterprise clients and the millions of recipients they serve. This is a hands-on role for a fintech-minded PM who thrives in a complex, fast-scaling environment where you'll balance payment speed, security, regulatory requirements, and user experience. This is a full-time, in-office position.

Key Responsibilities

Strategy, Vision & Roadmap

• Own the multi-quarter product roadmap for the disbursement platform. Translate client feedback, market trends, and operational data into prioritized investments across core payment flows, compliance capabilities, and platform reliability.
• Define the success metrics that matter and drive continuous improvement across these dimensions.
• Partner with engineering and compliance teams to design payment flows that meet regulatory requirements (NACHA, card networks, banking partner rules) while maximizing speed and reliability.

Product Management

• Conduct customer discovery and research to understand client pain points and user needs. Turn support tickets, customer conversations, and operational insights into clear problem statements.
• Write tight product briefs, lead sprint planning with engineering, and remove blockers to ensure predictable delivery against commitments.
• Partner with operations, support, and implementation teams to launch features successfully and monitor post-launch performance.

Cross-Functional Execution

• Balance competing priorities across compliance, operations, and engineering. Make principled tradeoff decisions and communicate the reasoning clearly.
• Actively gather feedback from clients, support teams, and internal stakeholders to shape the product vision and keep the roadmap grounded in real-world needs.

What We're Looking For

Required:

• 3+ years of product management experience shipping software products, with at least 2 years in fintech, payments, or risk/fraud. You have a track record of taking products from concept to market.
• Deep understanding of payment systems and fintech infrastructure. You have working knowledge of payment rails (ACH, card networks, RTP/FedNow, wire) and the regulatory landscape that surrounds them (NACHA, KYC/AML, PCI, OFAC).
• Strong communication skills. You can explain complex tradeoffs to stakeholders, translate technical details for non-technical audiences, and influence decisions through clarity and conviction.
• Strong data and analytical chops. You are comfortable querying data (SQL or similar), defining metrics and KPIs, and using data to drive prioritization decisions. You know how to dig into data to troubleshoot issues.
• Demonstrated ability to operate effectively in a fast-moving, scaling environment. You thrive with ambiguity, adapt quickly, and stay focused on impact.

Preferred:

• Experience building or managing B2B2C platforms or APIs serving enterprise clients, ideally in disbursements, payouts, banking-as-a-service, or insurance/claims tech.
• Hands-on exposure to fraud detection systems, rules engines, or ML-based risk scoring in a production environment.
• Bachelor's degree in a relevant field (Business, Computer Science, Engineering, Economics) or equivalent practical experience.

What we Offer

• Competitive annual compensation range of $110,000 to $140,000
• Annual bonus linked to company success and your personal performance
• Equity offerings through stock options
• 401(k) retirement savings match (up to 4%)
• Flexible PTO policy
• Company paid holidays
• Medical, Dental, Vision, and Life Insurance

In compliance with Colorado state law, pay for this position is anticipated to be between $110,000 and $140,000. Actual offers will be based on the applicant's skills, experience, and education.

While the anticipated deadline is July 20, 2026, you are encouraged to submit your application as we may still consider qualified candidates beyond this date.

Candidate profiles and resources from recruiting agencies and vendors are not being considered for this role. Please do not solicit Choice Digital with requests for business.

Choice Digital is an equal opportunity employer.