Express Lender

Express Business Lender

The Express Business Lender is responsible for the high-volume origination, underwriting, and management of commercial loans of $1,000,000 and under across small business, equipment finance, commercial real estate (CRE), and other business lending segments. This role is designed to drive scalable loan growth through a streamlined, efficient lending process while maintaining strong credit discipline. The Express Lender will actively prospect new business, develop relationships, and deliver a strong customer experience with fast turnaround times and consistent execution. The position requires a highly motivated, sales-oriented individual who thrives in a performance-driven environment and is committed to building relationships within the community.

Essential duties and responsibilities include:

• Generate new loan production with a focus on loans $1,000,000 and under across small business lending, equipment financing, CRE, and working capital lending
• Actively prospect new clients through outbound calling, networking, and centers of influence
• Maintain a consistent pipeline through proactive calling efforts and business development activity
• Attend local networking events, community functions, and industry events to build presence and generate leads
• Partner with retail, treasury management, and commercial banking teams to identify and convert opportunities
• Develop and maintain strong relationships with new and existing customers
• Cross-sell bank products and services including treasury management, deposits, merchant services, and wealth management
• Deliver a strong customer experience through responsiveness, clear communication, and efficient execution
• Underwrite loans using a standardized express credit framework
• Utilize streamlined and automated tools where applicable to support credit decisions
• Structure loans within policy guidelines while identifying and mitigating risk
• Maintain strong credit quality within the portfolio and proactively manage emerging risks
• Deliver fast turnaround times from application to approval and closing
• Coordinate with credit, documentation, and closing teams to ensure a smooth process
• Utilize systems and tools to enhance speed and consistency
• Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
• Regular, predictable attendance is an essential requirement of this position
• Complete all other duties as assigned

Education and/or experience:

• Bachelors degree in Business Administration/Finance/Accounting preferred
• NMLS certification may be required (or obtained upon hire)
• Minimum of three (3) years loan origination and/or credit analysis experience; Formal commercial credit training preferred
• Working knowledge of commercial credit structures and underwriting guidelines
• Strong sales ability and analytical skills
• Excellent interpersonal/people skills
• Thorough knowledge of bank products and services
• Strong sales drive and motivation to generate new business
• Proven ability to prospect, cold call, and develop new relationships
• Ability to balance speed, quality, and risk management
• Strong interpersonal and communication skills
• Highly organized with the ability to manage multiple deals simultaneously
• Self-starter with the ability to work independently and within a team

Travel required: Yes. Local travel may be required to branches and customers

Qualifications:

Skills:

Sales Experience: Intermediate

Commercial Lending: Intermediate

Credit Analysis: Intermediate

Education: Required Bachelors or better in Finance or related field.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.