Compliance Director

Compliance DirectorAs Compliance Director in a fast-paced auto lending company, you will shape how we manage regulatory risk and uphold consumer protections. You'll lead the design and execution of our compliance framework, ensuring adherence to state and federal laws while mitigating risks across lending practices. You will drive policy development, audits, training, and reporting to senior leadership, aligning operations with evolving regulations. This role offers meaningful impact by embedding compliance into day-to-day processes and collaborating across departments to sustain fair, compliant lending at scale.ResponsibilitiesMonitor and implement regulations (Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act) to sustain legal complianceIdentify, assess, and mitigate compliance risks in auto lending, including handling of cancellations and refundsDevelop, update and enforce internal policies and procedures to reflect current regulatory requirementsProvide training to staff on compliance protocols to ensure consistent understanding and applicationConduct audits to verify adherence and identify improvement opportunitiesOversee credit reporting controls and ensure accurate reporting to credit bureausPrepare detailed reports on compliance risks and present findings to senior management or the boardCollaborate with multiple departments to uphold fair lending practices and consumer protectionStay informed on regulatory changes affecting auto finance and implement process updatesKey requirementsstrategic thinkingtraining and developmentcross-functional collaborationregulatory knowledge (TILA, ECOA, FCRA)auditing and control frameworkspolicy development and implementation