Evaluation Specialist

Scope of Job Responsible to perform internal real estate evaluations for residential, commercial, and agricultural properties. As the subject matter expert for the Bank, provide independent and credible assessments of real estate value through the analysis of current market data, economic conditions, and other intelligence. Perform all related work responsibilities consistent with the Credit Policy, procedures, and compliance requirements of the Bank. Due to possible conflicts of interest, outside employment associated with real estate sales or appraisal services is prohibited. Primary Duties Perform in-house evaluations for residential, commercial, and agricultural properties requested by Business Development Officers, Mortgage, Financial Services, or management for all BankWest branches. Review existing evaluations and/or appraisals for residential, commercial, and agricultural properties requested by Business Development Officers, Mortgage, Financial Services, or management for all BankWest branches. Research, collect, and verify market data such as sales and leases for all property types, including residential, agriculture, recreational, commercial, industrial, or other income‑producing property types. Provide reports, maps, locate, and inspect properties in the field, illustrating market features; document valuation conclusions according to loan document guidelines. Gather market intelligence through independent research of public records and by developing working relationships with other market experts, including buyers, sellers, real estate agencies, co‑workers, appraisers, county personnel, and Bank senior management. Communicate verbally, electronically, and in person with all constituencies to ensure an independent, comprehensive, and credible evaluation for the Bank. Stay current with changing standards and trends; seek and obtain training and knowledge in the appraisal realm. Perform all evaluation responsibilities in accordance with the Real Estate Appraisal Guidelines detailed in the Credit Policy of the Bank; maintain a working knowledge and adhere to related Bank regulations. Provide real estate expertise and support to Business Development Officers, the Chief Lending Officer, and members of the Loan Committee as required. Secondary Duties Work as a team with departmental counterparts on planning and implementing assigned projects and products. Participate on various committees and project teams as deemed appropriate by management. Attend and actively participate in organization‑specific training offered, and Quality Service programs. Adhere to all applicable Policies and Procedures of BankWest. Maintain relationships with professional organizations and peers at other financial institutions to provide input and feedback on related areas of expertise to the Management Team. Support the community through active involvement. Experience and Education Preferred: Bachelor’s degree in business administration or related field. Preferred: 5–7 years of experience in Real Estate Lending, Loan Review, or working with County Assessors. Knowledge of banking procedures and/or real estate terminology. Knowledge and Special Skills Ability to work dependently or independently, under pressure, meet deadlines, and adjust work schedules as needed. Ability to organize and handle multiple responsibilities while delivering quality external and/or internal customer service. Strong interpersonal skills for effective communication with external and/or internal customers. Knowledge or ability to learn regulatory requirements pertinent to the performance of specified duties. Competency in a variety of application software; ability to learn computer programs and comprehend program output. Adherence to Federal Privacy Standards and BankWest requirements for electronic communication and Social Engineering standards. BankWest is a "Sales Organization" and all employees are expected to participate directly or indirectly in increasing BankWest’s presence in their markets as appropriate. #J-18808-Ljbffr BankWest - South Dakota