Associate Director, U.S. Financial Crimes - RBC 3WFC Branch, Agency & Rep Offices, and RBC Real Estate Capital Corporation

Job DescriptionWhat is the opportunity?Reporting to the Deputy BSA/AML Officer, the Associate Director, U.S. Financial Crimes supports the financial crimes program of 3WFC Branch and RBC Real Estate Capital Corp through regulatory examinations and audit coordination, risk and control analysis, business advisory support, and management reporting. The role works closely with the business, operations, and enterprise Financial Crime stakeholders including the FIU to assist the BSA Officer and Deputy with oversight, monitoring, and effective challenge of the financial crime control environment, and to provide ongoing financial crimes subject matter and policy expertise.What will you do?Prepare management reporting and committee meeting materials including key metrics, emerging trends, issues statuses, and other matters requiring the attention of senior managementSupport the Deputy BSA/AML Officer in coordinating regulatory exam and audit requests, assessing supporting information for accuracy and completeness, and preparing timely draft responses for the Deputy’s reviewAssist in the timely resolution and remediation of regulatory and audit findings, including thorough check and challenge of issues and actions owned by enterprise stakeholdersAssist in the oversight and development of controls for mitigating financial crimes risks including the identification of potential control gaps and compensating controls to meet regulatory requirements and other expectationsSupport the review of New Business Committee (NBC) submissions of new or expanded products and services to identify and evaluate financial crimes risks and required controls for those products and servicesProvide material input into the assessment of new regulations, guidance and enforcement actions to ensure regulatory compliance, alignment with best practices and address emerging risksDeliver tailored AML training to the business and enterprise stakeholders as neededSupport the BSA Officer and Deputy to provide material input into the Risk Assessment and RCSA processes, including review and challenge of underlying data inputs Review and challenge of Transaction Monitoring Coverage Assessment (TMCA) results and recommendations, as well as proposed Model White Paper updates and Model Validation results Provide oversight, and check and challenge, of metrics and reporting provided by enterprise stakeholders (e.g., alert and case aging SLA metrics)Assist in the enhancement of anticipated activity collection and review requirements and ongoing refresh of anticipated activity to comply with the CDD ruleProvide regular updates to the BSA Officer and Deputy, escalating significant issues when neededAssist with the development and updates to Financial Crimes related policies and procedures on at least an annual basisAct as subject matter expert with respect to Financial Crimes requirements including KYC/EDD and AML inquiries from the front and back office and enterprise stakeholdersAssist with US Financial Crimes strategy related projects including project/task management and required documentation where applicableMaintain industry expertise through regular participation in Financial Crimes related forums and trainingEffectively exploit synergies across borders, areas of expertise, businesses, and functionsAssist with instilling a culture of compliance and in ensuring that employees understand RBC vision, as well as support and reinforce targeted behaviors that contribute to achieving RBC goalsLeverage the value in unit, department, and enterprise-wide teams to develop better solutions and achieve a cross-enterprise mindsetWhat do you need to succeed?Must-haveUniversity degree or equivalent experienceMinimum 4+ years of relevant work experienceExtensive knowledge of risk management and anti-money laundering related requirements including BSA, USA PATRIOT Act, OFAC, FCPA and other applicable U.S. regulationsStrong knowledge of Corporate Banking and Transaction Banking products and services (e.g. cash management, treasury, lending, trade finance, etc.) and understanding of their associated overall financial crimes risksKnowledge of Correspondent Banking risks, and controls and frameworks for mitigating said risksStrong ability to apply regulatory requirements to the development of risk-based AML, Economic Sanctions and ABAC policies and procedures to relevant businesses and productsUnderstanding of relevant emerging risks preferred (e.g. fraud, cryptocurrency)Exceptional written, verbal communication, and analytical skillsStrong organizational/time-management skillsStrong inter-personal/relationship management skillsAbility to produce quality work under strict deadlines, and to effectively prioritize and complete multiple projectsAttention to detail, and a methodological approach to analysisLeader, highly adaptable, organized, reliable, team player, self-starter. Ability to impact and influenceIntuitive and inquisitive thinker – demonstrated critical thinking skillsInnovative and Digital ThinkerAbility to understand and articulate financial crime risks as perceived in specific cases and more broadlyWhat’s in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.Leaders who support your development through coaching and managing opportunities.Ability to make a difference and lasting impact.Work in a dynamic, collaborative, progressive, and high-performing team.Opportunities to do challenging work.Opportunities to build close relationships with clients.The expected salary range for this particular position is $120,000-$200,000 (New Jersey), depending on your experience, skills, and registration status, market conditions and business needs.You have the potential to earn more through RBC’s discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.RBC’s compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:Drives RBC’s high-performance cultureEnables collective achievement of our strategic goalsGenerates sustainable shareholder returns and above market shareholder value#LI-POSTJob SkillsAnti-Money Laundering (AML), Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process ManagementAdditional Job DetailsAddress:GOLDMAN SACHS TOWER, 30 HUDSON STREET:JERSEY CITYCity:Jersey CityCountry:United States of AmericaWork hours/week:40Employment Type:Full timePlatform:GROUP RISK MANAGEMENTJob Type:RegularPay Type:SalariedPosted Date:2026-07-10Application Deadline:2026-10-31Note:Applications will be accepted until 11:59 PM on the day prior to the application deadline date aboveOur Employment OpportunitiesAt RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.Job SummaryJob number: R-0000179647Date posted : 2026-09-11Profession: Audit | Compliance | Legal | RiskEmployment type: Full time