Staff Software Engineer

About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description VCS Platform & Acceptance is part of the Visa Commercial Solutions technology organization and is responsible for building and enhancing Virtual Cards, payables, acceptance platforms, and Commercial B2B product capabilities. The team develops modern, scalable software platforms that support global commercial payment experiences. We are looking for engineers who enjoy solving challenging business problems through modern backend engineering and who thrive in a high-performance environment focused on innovation, delivery quality, and technical excellence. As a Staff Software Engineer, you will provide strong hands-on technical leadership in the design and development of modern software platforms and services. You will help solve complex business problems through scalable technical solutions and guide engineering execution across architecture, implementation quality, reliability, and operational excellence. This role requires a strong GenAI-first attitude. You are expected not only to use GenAI, LLMs, copilots, and agentic engineering tools in your own work, but also to guide the team on best practices for using AI to improve design quality, coding efficiency, testing effectiveness, troubleshooting, and delivery outcomes. Responsibilities: Design, document, and implement new systems, enhancements, and modifications to existing software aligned with design specifications, security standards, and engineering best practices Lead the design and implementation of REST APIs, gRPC services, backend services, microservices, and event-driven solutions Build and evolve highly scalable, reliable, resilient, and fault-tolerant applications Independently create multiple design artifacts and present designs to team members and stakeholders Interact with business and technical stakeholders to deliver high-quality products and services that meet business requirements Collaborate with Technical Product Managers to decompose larger solutions into achievable work items Drive development quality and support zero-defect delivery expectations Contribute to efficient engineering processes through CI/CD pipelines and automation Support test engineering and operations teams in troubleshooting, defect research, and issue root cause analysis Mentor junior developers to ensure timely delivery of high-quality code Identify opportunities for innovation and improvements to standards, processes, and best practices Present technical solutions, considerations, and trade-offs in business terms This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Visa requires at least 3 days in office, expectations of these days will be confirmed by your Hiring Manager. Qualifications Basic Qualifications • 5+ years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience. Preferred Qualifications

• Strong hands-on experience with REST APIs, gRPC, J2EE, JDBC, JMS
• Strong hands-on experience with Spring, Spring Batch, Spring Boot, WebFlux, and Vert.x
• Experience in building Generative AI applications, conversational AI, RAG architectures, techniques and libraries
• Experience designing and building backend services, microservices, and distributed systems
• Strong experience with event-driven architecture
• Strong understanding of architecture and operations of highly available and scalable applications
• Strong experience with Agile development and CI/CD using GIT, Maven, Jenkins, Chef, Sonar, JUnit
• Strong understanding of the full software development lifecycle
• Strong ability to understand and write simple and complex SQL
• Strong oral and written communication skills
• Strong interpersonal, analytical, and troubleshooting skills
• Experience in a technical leadership role
• Ability to multitask and handle competing priorities with minimal direction
• Required strong hands-on experience with GenAI / LLM-driven engineering workflows
• Demonstrated GenAI-first approach in both personal execution and team enablement
• Strong experience with Kafka, Redis, or NoSQL datastores
• Hands-on experience with MySQL, DB2, Oracle
• Proven knowledge of shared services and framework development including microservices, container technologies, caching, API gateway, and security
• DevOps experience in infrastructure automation, monitoring, logging, auditing, and security practices
• Experience designing reusable frameworks, standards, or platform capabilities

The Skills You Bring

• Deep backend engineering expertise using REST APIs, gRPC, J2EE, JDBC, JMS
• Strong command of Spring, Spring Batch, Spring Boot, WebFlux, and Vert.x
• A practical and strategic GenAI-first mindset, helping teams apply AI effectively across design, coding, testing, troubleshooting, and delivery
• Strong understanding of OOP concepts and design patterns
• Strong experience in API development, backend services, microservices, and event-driven architectures
• Strong architectural understanding of high-performance, scalable, reliable, and highly available systems
• Strong CI/CD and engineering automation capabilities
• Strong SQL and database design/query skills
• Ability to lead design discussions and communicate technical ideas clearly across technical and business stakeholders
• Mentoring capability and strong technical leadership presence

Information for US Applicants For roles located in the US, the estimated salary range for this position is $131,600.00 to $ 210,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law. Visa