Mortgage Loan Processor

Maine State CU is hiring a Mortgage Loan Processor in Augusta. Description Are you an experienced Mortgage Loan Processor who thrives on accuracy, organization, and keeping loans moving smoothly from application to closing? At Maine State CU, you’ll be a critical partner to our Mortgage Lending Team owning the details, managing the loan pipeline, and ensuring our members experience a seamless, professional lending process. This role is ideal for someone who enjoys balancing multiple priorities, collaborating with lenders and vendors, and confidently navigating compliance requirements in a dynamic environment. What Your Day Will Look Like As a Mortgage Loan Processor, your daily work will be hands‑on, detail‑driven, and essential to successful loan closings: Manage the loan pipeline from application through closing keeping files accurate, complete, and on track. Prepare loan documentation for new and modified real estate and consumer loans using the credit union’s Loan Origination System (LOS). Order and coordinate third‑party services such as title work, appraisals, and legal documents—following up to keep timelines moving. Review loan files for compliance and accuracy, ensuring adherence to federal and state regulations including QM, ATR, and TRID. Complete post‑closing tasks including recording security documents, ensuring final title policies are issued, and supporting audit requests. Maintain strict confidentiality while upholding the credit union’s member‑first service standards. Why You’ll Enjoy This Role You’ll have ownership of your work and see the direct results of your efforts at closing You’ll work with a collaborative lending team that values accuracy, accountability, and service You’ll enjoy a structured role with variety—no two loan files are ever the same Qualifications What We’re Looking For 1–3 years of mortgage or loan processing experience Strong working knowledge of loan documentation, policies, and compliance requirements Experience using Encompass LOS or similar systems (preferred) Comfortable managing multiple files and deadlines simultaneously Clear, professional written and verbal communication skills Benefits of Employment with Maine State CU In addition to our world‑class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work‑life harmony they are able to achieve as part of our team. We are also proud of the benefits we offer: Employer‑subsidized medical insurance plans Employer funded HRA Employer‑subsidized dental and vision insurance 100% employer paid – life, short‑term disability and long‑term disability insurance Competitive wages, and annual evaluations with compensation adjustments Generous 401(k) employer match, plus annual discretionary contribution Generous PTO with immediate PTO accruals + 8 hours of birthday PTO & 12 paid holidays Paid parental leave Education reimbursement – up to $5,000 annually for undergraduate & $10,000 annually for graduate degree Opportunities to volunteer in our local communities 100% employer paid EAP which includes 6 free mental health sessions Wellness reimbursement of up to $150 Free coffee, tea, and hot chocolate and an abundance of food #J-18808-Ljbffr