Credit Analyst

Pay:

up to $40 – $125+ /hour (depends on task difficulty and specialization)

Location:

Remote ·

Type:

Independent contractor ·

Hours:

Flexible hours ·

Payouts:

Weekly Overview

Models approve a borrower that any underwriter would flag: cash-flow coverage computed off the wrong line, covenants that don't bite, a rating that ignores where we are in the cycle. Someone has to find the default risk hiding in a clean-looking spread, and that someone is you. As a Credit Analyst you'll evaluate AI-built underwriting and credit analysis, check the coverage and the risk, and write the judgments that teach models how lending decisions are really made. What you’ll actually do

Underwrite AI credit analysis

: cash-flow coverage, leverage, and the ability to actually service the debt. Test the risk assessment

: covenants, collateral, and the downside the model rated away. Write the credit decision

when the model falls short, with the reasoning a credit committee expects. Roles this fits

Common backgrounds: Credit Analyst, Underwriter, Credit Risk Manager. What we look for

Experience in credit analysis, underwriting, or credit risk. Fluency reading financial statements and structuring or assessing debt. Clear written English: your explanations are the training signal. No degree required. We care about what you can do, not where you learned it. Compensation

Up to $40 – $125+/hr depending on task difficulty and specialization. Many contributors add $10k–$100k+ a year; some make it their full-time income. About DataAnnotation

DataAnnotation is where 100k+ experts train the world’s leading AI models. $150M+ paid to contributors to date, and the average contributor stays 5+ years. Flexible, remote, and always project-available. How it works

Apply, pass the qualification assessment, then pick up paid projects whenever you want and get paid weekly.