SVP/Commercial Banking Team Lead

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Lead. Grow. Build the Future of Community Banking.

Western State Bank is seeking an experienced SVP / Commercial Banking Team Lead to drive market growth, lead a high-performing commercial banking team, and deliver strong risk-adjusted returns while maintaining the disciplined credit culture that defines our organization.

This is a player/coach leadership role responsible for strategy execution, revenue growth, credit oversight, and talent development within a defined commercial banking segment (C&I, CRE, Middle Market, or specialty vertical).

If you are a strategic commercial leader who thrives on growth, relationship-building, and developing strong teams, we’d love to connect.

What You’ll Do

Lead, coach, and develop a team of Commercial Banking Officers

Execute an annual business plan aligned with regional and enterprise strategy

Drive disciplined pipeline governance, forecasting accuracy, and credit review cadence

Own hiring, succession planning, and performance management

Build a culture of accountability, collaboration, and risk-adjusted return focus

Business Development & Revenue Growth

Drive loan, deposit, and fee income growth through new client acquisition and wallet share expansion

Strengthen treasury management penetration and non-interest-bearing deposit growth

Maintain and grow a significant personal portfolio of complex commercial relationships

Develop Centers of Influence (COI) relationships (attorneys, CPAs, developers, private equity sponsors, industry leaders)

Monitor portfolio profitability, pricing discipline, and spread management

Ensure sound credit structuring and adherence to policy and regulatory standards

Exercise delegated credit authority and participate in credit committee discussions

Manage portfolio stratification, concentration risk, and covenant compliance

Proactively address criticized/classified assets in partnership with Credit and Special Assets

Support loan review, audit, and regulatory examinations

Client Relationship Management

Serve as senior escalation point for complex client relationships

Drive long-term franchise value through strong retention and cross-sell execution

What You Bring

12–15+ years of progressive commercial banking experience

5+ years of team leadership experience

Demonstrated success managing a multi-million-dollar commercial portfolio

Proven ability to drive loan growth, deposit generation, and fee income

Strong commercial credit structuring and underwriting expertise

Strategic mindset with strong financial acumen

Exceptional relationship-building and negotiation skills

Risk-aware leadership approach

Why Western State Bank?

At Western State Bank, we combine the strength of a growing community bank with a relationship-driven culture. Our leaders are empowered to make decisions, build strong teams, and create meaningful impact in the communities we serve.

We are committed to long term client relationships, disciplined credit culture, and developing the next generation of banking leaders.