Credit Officer

Job Description: Job Title: Workout Credit Officer Corporate Title: Vice President Location: New York, NY Overview As a Workout Credit Officer - Vice President, you will be a key member of Deutsche Bank’s Lending franchise, focusing on credit risk management for underperforming or distressed clients. You will work in close collaboration with Workout colleagues to analyze transactions from underperforming clients or in distressed situations. You will also manage a diversified portfolio and participate in regulatory audits. The role involves analyzing complex transactions, leading workout strategies, and ensuring compliance with credit policies and regulations What We Offer You A diverse and inclusive environment that embraces change, innovation, and collaboration A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days Employee Resource Groups support an inclusive workplace for everyone and promote community engagement Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits Educational resources, matching gift and volunteer programs What You’ll Do Oversee a diversified portfolio of distressed assets, focused on commercial real estate, high-yield structures and leveraged loans and conduct detailed credit evaluations, monitor borrower financials. Design and implement strategies to mitigate risk and maximize recovery, including debt restructuring, insolvency proceedings, and Chapter 11 exit financing. Support internal and external audits, ensure policy adherence, and maintain accurate documentation. Work with risk management, legal, and deal teams to execute workout plans and present findings to senior management. Guide junior credit officers on transaction workflows, policy compliance, and regulatory changes. Provide regular updates to senior management on portfolio performance and risk exposure. How You’ll Lead Lead professional transactions, collaborating with the deal team and your colleagues in the Workout team, and other stakeholders. Provide training and guidance to junior credit officers particularly with respect to transaction workflows as well as policy and regulatory adherence. You will lead projects to improve the credit process or to adapt the portfolio to regulatory changes. Skills You’ll Need Bachelor’s degree in finance, economics, accounting, or a related field. Advanced degree preferred. Moderate experience credit analysis, underwriting, or related financial industry roles. Strong analytical and problem-solving abilities, excellent communication and negotiation skills, in-depth knowledge of loan origination and workout processes. Experience in commercial real estate, or similar distressed asset class is highly valued. Skills That Will Help You Excel Strong communication skills and the ability to explain potentially complex and nuanced transaction structures to relevant stakeholders. Desire to go above and beyond to exceed expectations with work product. Demonstrating core Deutsche Bank values, teamwork mindset, entrepreneurial drive and skillset. Ability to deliver presentations effectively and commercially in an interactive setting. Ability to work independently and manage multiple priorities. Expectations It is the Bank’s expectation that employees hired into this role will work in the New York office in accordance with the Bank’s hybrid working model. Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion. Salary The salary range for this position in New York City is $120,000 to $205,500. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration. Deutsche Bank Benefits At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more! Learn more about your life at Deutsche Bank through the eyes of our current employees The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice please email View email address on click.appcast.io. #LI-HYBRID We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights; Employee Rights and Responsibilities under the Family and Medical Leave Act; and Employee Polygraph Protection Act. For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world - be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management (DWS) division. Together we can make a great impact for our clients at home and abroad, securing their lasting success and financial security. More information at: Deutsche Bank Careers (db.com) #J-18808-Ljbffr