Credit Administrator

Job Description

We are seeking a Credit Administrator focused on managing the Scored Loan Program to join our team!

At AgGeorgia Farm Credit, we strive to build an inclusive team of employees and leverage our unique strengths. Become a part of our team today and grow with us! AgGeorgia Farm Credit prides itself to be a caring, family-oriented culture that promotes a positive work environment. If you are a highly motivated individual looking to serve the community you work in, check us out! The Credit Administrator will work with us at any of our locations across the state of Georgia.

The Credit Administrator will ensures sound loans, complete documentation and analysis and implementation of credit related business plans in accordance with overall objectives of the association. Makes decisions on large and complex loans. Conducts ongoing credit training and development of assigned staff. Monitors loan action and servicing requests in the pipeline for assigned region ensuring timely, efficient, and sound presentations by assigned credit staff and underwriters Assists with coordination of credit programs for the association focusing on sound credit quality and high-level credit administration.

Essential Functions:

• Manages the underwriting process and team for assigned segment
  • Coordinates and ensures sound credit underwriting using complete documentation and analysis, appropriate servicing in accordance with overall objectives of the association. Recommends and ensures that the underwriting process is in compliance with credit policies, procedures, and standards. Makes decisions on large and complex loans.
• Manages approval process on assigned loan committees
  • Responsible for loan and loan servicing actions requiring approval to ensure quality of presentation and assignment of committee. Responsible in using available resources to obtain timely and efficient responses.
• Staff supervision and training
  • Coordinates, mentors and trains staff in all areas of credit underwriting using present and future technology and basic and advanced analysis.
• Other assigned responsibilities
  • Assists Chief Credit Officer in areas of loan classification, risk rating, numerous reports and special assigned projects.

Skills/Qualifications:

• Education and/or experience equivalent to a bachelor's degree in Agriculture, Finance, accounting, business, or related field.
• Minimum of 10 years' experience is preferred in Farm Credit with a concentration in credit and credit/supervision in most recent positions.
• A thorough knowledge of Farm Credit lending and operational policies, procedures, and philosophies.
• An in-depth knowledge of area agribusiness and production agriculture.
• Superior communication skills including writing and public speaking.
• Superior interpersonal skills and the ability to interact with a diverse mix of customers, prospects, Farm Credit employees, directors, and external contacts.
• Ability to work independently and to prioritize and properly manage complex problems, situations, and assignments.
• Knowledge of emerging trends in agribusiness and production agriculture.
• Knowledge of regional trends in land values, timber values and equipment values.

Benefits:

• Comprehensive medical coverage and additional options for dental and vision benefits. We also offer flexible spending and health savings accounts.
• 401(k) Plan with a 100% match up to 6% of pay, with an automatic company contribution.
• Tuition reimbursement program.
• Generous annual leave and sick leave benefits.
• Company paid holidays.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.