Loan Officer

Loan OfficerThe Loan Officer's primary role is to assist entrepreneurs with their financing needs. The Loan Officer will develop key relationships to support small business owners, oversee the loan application process, determine client eligibility, review loan applications for completion, conducts credit analysis, and prepares loan packages for submission to underwriting. The Loan Officer will report to the Regional Lending Manager.PeopleFund's Mission is to creates economic opportunity and financial stability for underserved people by providing access to capital, education, and resources to build healthy small businesses.Our Values are:Integrity FirstService Before SelfExcellence In All We DoResponsibilities:Generates loan volume through building relationships with the community, partner organizations, bankers, accountants & other creative techniques in collaboration with small business support organizations.Generates new clients & partnerships with support organizations that have a positive economic impact in support of PeopleFund's target market.Evaluate best ways to reach out to prospective clients.Analyze loan requests based on need, impact & financial viability.Screen potential clients and educate them about the loan process.Assist start-ups, established small businesses and nonprofits in preparation for a loan.Submit loans that have a positive impact in Texas' lower-income communities.Meet minimum loan volume/production requirements.Conduct annual visits to PeopleFund clients & makes phone calls to delinquent clients.Ensure loan requests are properly assigned to an underwriter & that deals move expediently through the process.Identify technical assistance, education & training needs of existing & prospective clients.Maintain routine contact with loan prospects & existing clients.Follow up with clients to maintain & strengthen the relationship.Other responsibilities include community outreach, collections, passing on loan capital & grant opportunities to corporate staff for action.Attend & participate in lending events in support of PeopleFund's mission.Perform other tasks as needed.The Perks - PeopleFund provides the following benefits for employees:Medical, dental, vision, and life insurance coverage. PeopleFund pays up to 100% for employee only coveragePaid Time Off starting at 3 weeks per year and 12 paid holidays401 (k) retirement plan match and immediate vestingFlexible Spending Account (FSA) and Health Savings Account (HSA) available for qualifying medical pans and expensesDependent Child Care Spending Account available to employees who qualifyTrue to our Mission, PeopleFund is committed to recruiting and retaining a diverse staff, and to creating a respectful workplace anchored in a deep, shared commitment to inclusiveness. We are proud to be an equal opportunity employer. PeopleFund welcomes applications from all qualified persons from all backgrounds who can contribute to our Team's capabilities as we work together to create economic opportunity in underserved communities.Qualifications:Bachelor's degree or relevant work experience.Minimum of three years of lending or related financial services experience.Strong communication skills & positive, team focused approach.Spanish preferred, but not required.Travel required up to 75% of the time.Available to attend events or programs outside the Monday-Friday work week as needed.