Credit Officer - Alternatives (Hedge Funds & Private Markets) - AVP

Credit Officer - Alternatives (Hedge Funds & Private Markets) - AVP

Join Citi's Institutional Credit Management team as a Credit Risk Officer and play a central role in safeguarding the integrity of wholesale lending across one of the world's leading global banks. In this position, you will own end-to-end credit risk analysis for a portfolio of hedge funds and private market clients delivering independent, high-quality assessments that directly inform credit decisions and risk appetite. You will operate with a high degree of autonomy, partnering closely with banking and risk colleagues to ensure the safety and soundness of Citi's most complex lending relationships.

Responsibilities

• Assess the credit and financial strength of hedge funds and private market clients through rigorous quantitative and qualitative analysis, forming independent credit opinions and risk ratings.
• Produce Credit Analysis Memos and Obligor Risk Ratings based on thorough due diligence, industry expertise, and independent judgement to support appropriate credit decisions within established risk appetite.
• Monitor an assigned portfolio on a continuous basis tracking industry trends, evaluating impacts on key relationships, and escalating emerging credit concerns promptly to senior risk and banking partners.
• Deliver Annual Reviews and analysis supporting ad-hoc transactions, portfolio reviews, industry assessments, and stress testing exercises.
• Collaborate with regional and industry stakeholders across banking and independent risk functions to implement consistent credit assessment and monitoring standards.

Required Qualifications & Skills

• Bachelor's degree (BA/BSc) in Finance, Accounting, Business, or a related discipline
• 35 years of credit experience within banking or credit risk management, with demonstrated capability in assessing hedge funds and private equity funds.
• Advanced analytical skills, including the ability to interpret financial statements, evaluate liquidity and leverage profiles, identify root causes, and anticipate forward-looking credit issues.
• Hands-on underwriting experience across a range of capital markets products, including Prime Brokerage, Repo, FX, Derivatives, Fund Financing, subscription call facilities, and structured lending.
• Exceptional written and verbal communication skills, with the ability to present complex credit views clearly to stakeholders at varying levels of seniority.
• Strong interpersonal and organizational skills, with the ability to manage multiple priorities under pressure and influence effectively across teams without direct authority.

Beneficial Skills & Qualifications

• Advanced degree or professional qualification such as an MBA, CFA, FRM, or CPA.
• Familiarity with local market dynamics, regulatory frameworks, and competitive positioning within the alternatives space.

What We Offer

• Hybrid working model 3 days in the office and 2 days working remotely, giving you flexibility without sacrificing collaboration.
• Exposure to some of the world's most complex wholesale lending relationships across large corporates, public sector entities, and financial institutions.
• Access to structured learning and development opportunities that support your progression within credit risk and the broader financial services industry.
• A collaborative, inclusive team environment where independent thinking is valued and your voice contributes to real credit decisions.
• Wellbeing and financial support programs designed to help you thrive at every stage of your career.
• The opportunity to work alongside senior risk and banking professionals, building the expertise and relationships that define a long-term career in institutional credit.

Apply today to bring your credit expertise to one of the world's most influential financial institutions and help shape the risk decisions that matter most.