Customer Experience Specialist II

Job Description

Job Description

Shaping the Future of Lending

With 30 years of fintech leadership, Origence empowers credit unions with innovative SaaS lending solutions that make lending more accessible, efficient, and competitive. We invest in our people and foster a culture of innovation, ownership, and continuous improvement. As we help shape the future of lending, we're leveraging AI and technology to streamline lending operations, enhance decision-making, and create value for our clients. We're seeking individuals who are energized by problem-solving, operational excellence, and the opportunity to make a meaningful impact for our clients, partners, and teams

The Customer Experience Specialist II is responsible for prompt handling of all incoming phone calls, notifications, faxes, and management of ancillary queues. Optimize the experience for credit unions, dealers, and members by resolving their needs in an efficient and service-oriented manner, striving for one call resolution. Handle all inquiries within appropriate program standards. Educate partners on system and program. Maintain professionalism in all written and oral communication. Achieve call center metrics, goals, and service level agreements. Ability to process and fund applications in multiple systems, often for multiple partners and/or products.

The Origence Mindset

At Origence, we are self-aware, adaptable, and relentlessly focused on creating meaningful impact. We think like owners, embrace complexity and ambiguity, challenge conventional thinking, and continuously pursue smarter, more effective ways to solve problems and advance the business. We value people who are adaptable, resourceful, and committed to delivering quality outcomes while continuously looking for ways to improve. If this mindset reflects who you are, you may be exactly who we're looking for.

How You'll Contribute:

Customer Support Center:

• Answers all incoming phone calls in a timely manner preventing excessive hold times.
• Make outbound calls to borrowers, dealers and credit unions in accordance with OLS policies and procedures.
• Identify needs, offer solutions, and follow up on unresolved transactions. Hold meaningful conversations with dealers, credit unions, members and internal contacts in person, over the phone, or through written communication.
• Build and maintain positive relationships with dealerships and credit unions.
• Provide exemplary customer service to internal and external partners.
• Communicate and educate dealers and credit union staff on systems and program standards.
• Direct efforts toward efficiently maximizing remediation of issues to achieve funding.
• Manage assigned queues within SLAs.
• Complete faxes.
• May contribute to call review, second reviews or supporting questions in areas of expertise.
• Other duties as assigned.

Processing & Held Offering Follow-Up:

• Perform processing and held offering functions in support of resolving customer support inquiries.
• Review and validate quality of contracts to ensure policies and procedures are followed.
• Process loans and leases accurately and in a timely and efficient manner.
• Reviews documentation to ensure it corresponds with loan application; confirms accuracy of member information, conducts a comprehensive review of income verification, may enter data in Loan Origination System, and funds in accordance with loan officer’s instructions, stipulations, and credit union procedures.
• Validate loan and lease contracts, payments, taxes, and documentation to ensure it meets program.
• Understand and incorporate associated regulatory and compliance requirements.
• Follow up to collect missing items and stipulations through associated system. (written)
• Document work thoroughly, professionally, and consistently following internal or credit union procedures.
• Make outbound calls to borrowers, dealers, and credit unions to facilitate education and complete funding.
• May contribute to second reviews in areas of expertise.

Communication:

• Ensure all communication (internal, external, oral, written) is handled in a professional manor.
• Communicate all issues, production or otherwise and escalate, as necessary.
• Collaborate to resolve client and internal support issues within Origence Lending Services and Origence teams.

Teamwork & Culture:

• Demonstrates the behaviors aligned with each value with clients and teammates across the organization.
• Value team members and commit to their growth.
• Innovate, embrace diversity of thought, and champion necessary change.
• Collaborate to create the best possible experiences for our team members and customers.
• Align on desired outcomes and take responsibility for achieving our goals.
• Work to foster and enhance teamwork within the organization.

What Makes You a Great Fit:

Education

• High School education or equivalency required.
• Associate or bachelor’s degree a plus.

Experience

• Minimum 2 years’ experience in a call center environment or within Origence Lending Services Operations.
• Experience working in the automotive lending service environment required.
• Knowledge of financial institution operations, regulatory compliance, point of purchase or indirect auto lending or leasing is preferred but not required.
• Experience handling urgent or difficult conversations with professionalism and empathy.
• Experience in loan and/or lease processing required.
• Underwriting experience a plus.

Your Strengths & Expertise

• Demonstrate knowledge and competency of processes in Origence Lending Services operations.
• Ability to sit/stand for extended periods while on a phone, email, or chat and accessing multiple systems.
• Willingness to work in-office 100% of the time.
• Work independently with a high level of initiative.
• Excellent communication skills (oral, written, active listening, phone, professionalism)
• Ability to organize, prioritize work, meet and exceed service level expectations, deadlines and established goals.
• Problem solving and trouble shooting skills.
• Excellent internal and external customer service skills.
• Proficient in Microsoft Office programs.
• Excellent attention to detail with a high accuracy rate.

Bring your attention to detail, problem-solving mindset, and unique perspective. We'll provide the opportunities, tools, and support to help you succeed.

How We Invest in You:

• 401(k) with 8% Company Match
• Flexible Work Environment
• Competitive Paid Time Off
• Tuition Reimbursement & Education Benefits
• Comprehensive Health & Wellness Benefits
• Microsoft Copilot and AI-Enabled Tools
• Continuous Learning & Development Opportunities
• A culture of connection, celebration, and growth through employee-driven programs, company events, holiday celebrations (Star Wars Day), monthly town halls, quarterly company meetings, and team traditions like Bring Your Kid to Work Day

Recognizing Your Impact

The starting salary range for this full-time position is $24 - $27.50 per year. We offer competitive compensation designed to recognize the value, experience, and contributions each team member brings to Origence. Base pay is determined by factors including experience, geographic location, and internal equity, and eligible positions may participate in our annual bonus program.

Origence is an equal opportunity employer. All recruitment, hiring, training, compensation, benefits, discipline, and other terms and conditions of employment will be based upon an individuals’ qualifications regardless of race, religion, color, sex, gender identity, sexual orientation, national origin, ancestry, military service, marital status, pregnancy, age, protected medical condition, genetic information, disability or any other category protected by federal, state or local law