RPC - Credit Analyst - Diversified Corporate Team

RPC - Credit Analyst – Diversified Corporate Team Business type: Risk Management / Control Job title RPC - Credit Analyst – Diversified Corporate Team Contract type Permanent Contract Job summary Challenging position in Credit Risk Analysis (“CRA”). Our CRA New York analyzes and recommends counterparty credit exposures, which are proposed by the bank’s business units in the Americas. The Credit Analyst is assigned to a Diversified Corporate team, but may also work on other projects as needed. Key Responsibilities Responsible for Diversified Corporate files. Assist, as needed, with other projects. Upon receipt of a credit request generated by the Front Office (commercial unit), reviews it for completeness, interfacing with originators to obtain additional documents, cash flow projections, industry data or other information necessary for a thorough understanding of the risk. Writes a comprehensive credit analysis, evaluating the borrower’s balance sheet and income statement, cash flow statements and projections, the structure of the transaction, exposure size and risks and mitigants in the proposal. Reviews and recommends the borrower’s credit rating using the bank’s internal rating model. Works with supervising Sector Head to determine a final recommendation to be presented to Senior Management and Credit Committee. Manages the completion of the file under the supervision of the Sector Head to meet deadlines. Verifies data inputs (including risk ratings, profitability assumptions) within several databases and works with commercial units to resolve issues, if any. Works on various ad hoc portfolio or counterparty research requests. Salary Range Salary Range: $130K-$160K Geographical area America, United States Of America Education Essential: Bachelor’s degree in Finance or related field Desirable: MBA or CFA Level of minimal experience 3-5 years Experience Essential: 3+ years of experience Desirable: Bank Credit Training from a well‑known institution Required skills Ability to analyze and summarize information Ability to prioritize effectively Ability to work autonomously Ability to work successfully in a team Adaptability to changing environments Ability to deal with issues Capacity to develop others Capacity to delegate Capacity to cooperate / work across discipline Technical skills required Strong credit skills Balance sheet and income statement analysis experience Understanding of cash flow and projection models Understanding of risk exposure and size EEO Statement All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences. #J-18808-Ljbffr Crédit Agricole SA