Insurance Review Specialist - INTL India

Job Description

The Homeowners Insurance Review Specialist is a key member of a new India-based fulfillment team focused on loan quality and operational efficiency. This role is responsible for reviewing homeowners insurance policies across all mortgage products (including Conventional, FHA, VA, and jumbo where applicable) to ensure appropriate coverage, compliance with investor/insurer requirements, and protection our collateral. You will help ensure every loan has valid, adequate, and properly documented insurance coverage in place at closing, while partnering closely with our processing team and working tangential to underwriting. This team is being stood up to streamline our mortgage operation, reduce insurance-related defects, and support a faster, smoother borrower experience.

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Skills and Requirements

3+ years of recent experience reviewing U.S. homeowners insurance policies for a U.S. mortgage lender, servicer, insurer, or insurance/closing vendor, with direct responsibility for validating coverage for mortgage transactions.

Strong working knowledge of:

Homeowners policy forms (e.g., HO-3, HO-6, DP forms) and master condo/HOA policies.

Coverage, deductibles, and endorsements required to protect the lender's interest.

Flood insurance (NFIP and acceptable private flood), including coverage limits, deductibles, and compliance for special flood hazard areas.

Mortgage-specific insurance requirements across Conventional, FHA, VA, USDA, and/or jumbo/portfolio products.

Demonstrated ability to identify insurance deficiencies and curative paths, and to translate those into clear, actionable conditions.

Proven track record meeting production and quality metrics in a high-volume operations environment.

Excellent written and verbal English communication skills, especially for documenting conditions and rationale clearly Experience supporting FHA, VA, or other government loan products from an insurance/compliance perspective.

Prior work in India-based operations supporting U.S. mortgage or insurance workflows.

Familiarity with common LOS, servicing systems, and insurance tracking tools used by U.S. lenders/servicers.