Senior Financial Analyst

Job ID: 26012048Posted: 2026-08-04Location: New York, NY, United StatesSalary: $78000 - $124750 annually + bonus + benefitsJob Function: Finance and AccountingSchedule: Full timeShift: DayWorkplace: HybridCareer Area: FinanceCompany: American ExpressDescriptionThe Regulatory Reporting team delivers Bank Holding Company regulatory reports in accordance with Federal Reserve requirements for American Express Company and its subsidiaries. We perform independent processes to prepare, review and analyze financial information with a key focus on control and compliance and addressing new Federal Reserve requirements, including new reports. We work extensively with our own market financial controllers, subject matter experts, General Counsel’s Office, technology partners, and external regulators. The team is committed to talent development, work / life balance, and timely recognition of team members. This role may be subject to additional background verification checks. ResponsibilitiesThis position will be a part of the Financial Reporting Cluster. It will primarily support the External Reporting function and will be part of Regulatory Reporting team. The job would entail the following activities:• Preparing the regulatory filing and supporting documentation/schedules. • Ensuring report compliance with Federal Reserve and other regulatory reporting requirements, the Company’s internal review procedures and all other applicable policies and procedures.• Supporting projects to transform the preparation of regulatory reports, including automation and simplifications.• Supporting the Managers and Director in responding to inquiries of (i) Federal Reserve; (ii) GCO; and (iii) other regulatory related inquiries.• Supporting the Managers and Director in implementation of analytical and reporting processes, procedures and systems using the Company’s control framework.• Coordinating with various Subject Matter Experts and Global Reporting leaders.• Displaying thought leadership and supporting work/life balance initiatives.Purpose of the RoleThese quarterly/monthly filings report certain financial and non-financial information in accordance with the applicable Federal Reserve and other authoritative guidance at both the Consolidated American Express Co. and at the subsidiary legal entity levels. Visit for more information on these filings.Critical Factors to SuccessShould have problem solving, planning and analytical skills to facilitate and focus on continuous improvement and innovation. Project management skills and experience will be distinct advantage. Should have strong results orientation, project management, collaboration and co-ordination abilities. Should be self-driven, self-motivated and have eye for detail.Put enterprise thinking first, connect the role’s agenda to enterprise priorities and balance the needs of customers, partners, colleagues & shareholders.Lead with an external perspective, challenge status quo and bring continuous innovation to our existing offeringsDemonstrate learning agility, make decisions quickly and with the highest level of integrityLead with a digital mindset and deliver the world’s best customer experiences every dayQualificationsMinimum QualificationBachelor’s degree in finance related fields along with experience in Accounting/Reporting Strong proficiency in Excel and PowerPoint Excellent communication and presentation skills, with the ability to convey complex concepts to non-technical stakeholders including senior leaders and regulators Must be able to translate ideas into analyses with measurable business impact and demonstrate thought leadership that informs decision-making Ability to manage multiple tasks and projects simultaneously, with great follow-up and attention to detail, and work well in a fast paced and dynamic environmentDetail-oriented with a commitment to accuracy and compliance Self-driven, team player, have analytical skills and inclination for process improvement.For an internal candidate, knowledge of company policies, businesses, finance processes and systems is desirable Understanding of financial domain and AXP systems.Preferred QualificationPrior experience with U.S. regulatory/SEC reporting or public accounting a plus.Master`s Degree in Finance or accounting; CPA preferred Regulatory/ external reporting experience is preferableExposure Liquidity reporting, NSFR or LCR will be a plusEmployment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. About the TeamAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.