Consumer Loan Officer

Job Description The Consumer Loan Officer plays a key role in ensuring customers receive appropriate financial products while mitigating credit risks. This position involves working within a small team and requires a strong focus on accuracy in loan documentation and effective portfolio oversight. Occasional travel to client locations helps deepen customer understanding and support ongoing relationship management. Responsibilities Evaluate loan applications to determine creditworthiness Assess credit risk and recommend loan approval or denial Consult with customers to gather necessary financial information Review and verify documentation for accuracy and compliance Manage loan portfolios to ensure timely repayment and minimize risk Build and maintain strong customer relationships Preferred Qualifications 3+ years experience in consumer lending Bachelor's degree in Finance, Business Administration, or related field Skills in credit analysis and loan processing Strong customer service and communication abilities Effective problem-solving skills High attention to detail Company Description The JP Stone Community Bank is the oldest family-owned/family-run bank in New Mexico and one of the oldest in the southwestern United States. Founded in 1906, the family atmosphere of the Bank starts at the top and works its way through the entire organization. JP Stone looks out for our employees, and we are committed to helping tour customers grow and prosper. #J-18808-Ljbffr The James Polk Stone Community Bank